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  1. Digvijay

    SBI BPCL octane approved

    https://www.technofino.in/community/threads/sbi-bpcl-octane-card-reward-points.8365/ https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/cards/ro-list-for-pos-redemption.pdf https://www.sbicard.com/sbi-card-en/assets/docs/pdf/personal/credit-cards/travel/BPCL-evoucher-outlets.pdf
  2. Digvijay

    Possibility of change in current CIBIL score because of overdue SBI credit card

    No, it was stuck at same for few months.
  3. Digvijay

    Possibility of change in current CIBIL score because of overdue SBI credit card

    Yes, score went up by 15 points once the overdue was cleared.
  4. Digvijay

    Reg Indusind Comfort Exclusive Salary Account

    Paid nothing for card as I had Exclusive savings account with intitial funding. (It was done through branch manager so not always the case. It may be changed now)
  5. Digvijay

    Reg Indusind Comfort Exclusive Salary Account

    Not bad if no balance maintenance required and interested in Indulge credit card.
  6. Digvijay

    Your opinion about the new ads on TF Community

    I mostly use the web version so these banners are not that distracting. All good as long as there is no tracking or spamming mailboxes!
  7. Digvijay

    Check AmEx Reward Multiplier Spend Based Offer 9th May -18th May

    It's reward multiplier offer for transactions done at merchant site. I doubt wallet load were ever part of RM!
  8. Digvijay

    Check AmEx Reward Multiplier Spend Based Offer 9th May -18th May

    https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html Everyone with AmEx card can participate. (No enrollment) Offered on merchant website/platform. Fulfillment by 31st October, 2023. Bonus MR Points would be offered to You only for transactions that are done through...
  9. Digvijay

    Best bank to get the home loan

    HDFC is a unique home loan provider. They will never reduce the ROI on their own. You must challenge them by quoting other lenders. They will then ask you to pay a conversion fee each time they reduce the ROI. This could be ₹ 2500 up to ₹ 5000 each time. Also, they have issues with pre-payment...
  10. Digvijay

    BOB credit card experience, It is worth to have?

    Not many lucrative offers that can be considered as such! I just got Premier last month because of RuPay variant. Earlier I had Easy JCB variant. If at all you want to have, apply via branch as online process is time consuming and they will keep asking you to share documents even after...
  11. Digvijay

    Which european country is easiest in terms of getting the visa?

    Depends! Nothing is sure these days. Many people are not able to get Schengen visa in first go. Been hearing multiple rejections for Switzerland tourist visa. Even some of my colleagues could not get business visa on time because of delay in approval by the embassy. I got multiple entry business...
  12. Digvijay

    ICICI Bank declared as 'Company of the Year' by The Economic Times

    It's for corporate excellence primarily digital channels. Nothing satisfactory for credit cards in terms of offers and benefits though.
  13. Digvijay

    Best Health Insurance Practically

    Yes, 78805 all included. Hope this will help:
  14. Digvijay

    How to get Indusind Legend?

    Account is not mandatory. You can confirm with local branch credit card team if they processed application or write mail to premium.care@indusind.com or nodal.officer@indusind.com if you have application number. Else definite way is open higher variant account! (Select or Exclusive)
  15. Digvijay

    How to get Indusind Legend?

    Since it's rejected, apply after 6 months. At least that's what RM shared last year.
  16. Digvijay

    Best Health Insurance Practically

    Varies as per the plan. Since my parents's age is not in the regular bracket and both are older than 65, annual premium for plan is high which is 78000. Some insurnace companies allow age below 65 to issue policy with lower premium. As confirmed by insurer no waiting period in my case. Still...
  17. Digvijay

    Best Health Insurance Practically

    Here https://www.manipalcigna.com/hospitalization-cover/prohealth-insurance/prohealthprime-advantage
  18. Digvijay

    Best Health Insurance Practically

    I have HDFC Ergo Optima Restore for myself and ManipalCigna ProHealth Prime - Advantage for my parents. (Since both are beyond 65) If parents' age is below 60 then one can have family floater plan. That's what I experienced.
  19. Digvijay

    Do UPI Apps work outside India?

    Absolutely! Been using BHIM, Paytm, Mobiqwik, and RuPay credit cards with UPI in Switzeland for the last month. No issues at all with any payment.
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