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  • Users: thekirang
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  1. thekirang

    relationship with IndusInd Bank

    Hi, I don't have any relationship with indusind bank. I want to build relationship with indusind bank by having saving account (zero balance and zero or low maintainance) and pre-approved credit card LTF. Are there any suggestions to go with for maximum benefits. Like saving account and credit...
  2. thekirang

    Pre-approved Paid Kotak Credit Card

    Hello, I opened kotak 811 on Feb 2nd 2022. and I maintained good balance. From March end I am continously getting calls from kotak for pre-approved paid credit cards only. But I want pre-approved LTF card. Can I apply for kotak league credit card which is LTF. I got the LTF link from this...
  3. thekirang

    Remove Overdraft Account from Credit Report

    i opened Bank of Maharashtra Jan Dhan Account "maha sarvjan saving bank account" on 17/11/2014 with overdraft provided facility by default. Due to overdraft facility of 2k, it was in my cibil as "overdraft" I thought just for for 2k it's not worth to keep this overdraft in report. To close...
  4. thekirang

    March End Targets.

    Hello guys, This is Last month of financial year, and all finanancial targets meant to be completed. So I thought to apply for credit cards so chances of approval will be 10-20% more than usual. Currently I hold, Amazon pay LTF (1yr, 5.1L) FK AXIS LTF (1yr, 65k) HDFC MONEYBACK LTF BOB EASY...
  5. thekirang

    Hdfc credit card transaction above given limit.

    Hello, I have hdfc moneyback limit 37k. Can I make single transaction of 65k by loading extra or remaining amount i.e 28k ? Do transaction will be successful ? is it termed as overlimit ? any charges for such transaction ?
  6. thekirang

    Re-Load & Use hdfc credit card

    I have hdfc cc with 37k limit. I used 35k and only 2k balance was available. Later I load my cc with 15k and used that 16k, Now 1k is available So my total transaction will be more than my limit, (35+16) So is it termed as overlimit use ? or it's not overlimit..? Note: available balance...
  7. thekirang

    Need Advice on Simplyclick 10k limit.

    I am using sbi simplyclick limit 10k only since 5 months. I spend around 170k by just reloading the card before use. and reached 80% usage many times. Now Getting this notification. What should I do ? My priority is limit enhancement
  8. thekirang

    Issued multiple hdfc debit cards

    Debit Card upgrade request placed multiple times. Reason for multiple request is, there was no response via sms or mail or any service request number from hdfc after placing upgrade request. So I thought there might any problem or glitch so I should try again 4-5 times .. I upgrade my rupay...
  9. thekirang

    Card to Card applications

    Hello all, I hold Apay icici = 1 year old LTF with 5.1L Mmt icici= 6 month old LTF with 1 1L Fk axis= 8 months old LTF with 65k Hdfc Moneyback= 4 months old LTF with 37k Sbi simplyclick= 5 months old with 10k 🤣 So next, which card should I bag ?? Any best value card to Apply on card to card...
  10. thekirang

    Fixed Deposit (7 to 15 days)

    Can we make fd for 7days or 15days to get benefits ?? and can we repeat this every month ? Now Pro players got the source of money 🤣
  11. thekirang

    Kotak Mojo LTF offer

    I got call from agent, he said kotak gave me pre approved LTF cc. i have kotak bank account, and showing kotak mojo as pre qualified card,, so I clicked on shared link and i saw given image while applying but have doubt whether it's really LTF or Conditionally LTF ??
  12. thekirang

    SBI Card | avail new card notification

    My Existing SBI SimplyClick have limit of 10k and 4 months old. I got this msg to avail new bpcl card. Can I accept this new card and ask for close same bpcl card and merge limit to My old SimplyClick card ?? is there any catch or any instructions to keep in mind before proceeding..
  13. thekirang

    Got Different Card

    I applied hdfc millenia on july 8th through agent, later it declined citing home address verification reason. Another agent called me and asked me my proper home address to verify. address verified but the card approved is hdfc moneyback. What's goes wrong..? Agent cheated me or bank decided...
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