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Don't block. There are no charges and you can get merchant specific instant discount offers multiple times by using these cards separately.

What are you people using your coins on? Haven't seen the 3k/99,999 coins offer for some time now.

Is this an Indian company? Then I'm afraid delayed payment is very, very common, even among the large companies. Net 30 becomes Net 60 unofficially. They most likely will pay but you have to follow up a lot. Do you have a signed contract? A lawyer can draft a notice based on that.

Got the Coral RuPay offer. Check yours.

One or two mails should work. You can reply to the same mail, but don't quote the reference number unless offered LTF. Did you mention that you were offered World Safari earlier?

Credit mix is usually about secured (house, vehicle etc) and unsecured (personal loan, short-term, credit card). Closing or keeping zero balance on personal and short-term personal loans are preferred.

customercare@rblbank.com headcardservice@rblbank.com Start with either. If you are offered FYF variants, escalate and ask for lifetime. Response time for the second email is up to 15 days.

Update on this: I refused to go with World Safari FYF and persisted with another round of escalation and finally had them offer me World Safari LTF. Had them on written record so they can't renege on it later. Request was accepted and new card was issued after a day. Welcome message on WhatsApp...

They will call, but as the other guy said never go with this route unless you are okay the card closure. In any case, keep some outstanding balance they will not close if you have pending payment. During the retention call, they will first offer you World Safari FYF, but be firm and insist for...

After much haggling with the team, they will only offer me World Safari FYF. They're unlikely to convert it to LTF later AFAIK.

No, I have both Platinum and Amazon Pay.

me who still hasn't got the Coral Rupay offer even in the second batch.

Good game, Simpl. You were one of the better BNPL. Had plenty of discounts earlier days, was nice to extend credit period by repayment via CC. Looks like that's all gone. Rest in peace.

There's sometime delay.

Coins, cuz they are at the moment have better value for me. I have not yet redeemed them tho.

Mine is credited as well. (y) Yes.

No. No. If you are getting it LTF, RuPay, and/or higher limit, then maybe it's worth it to keep but will stay idle most of the time because of bad reward structure and no instant discount. Other possibility is aging it for C2C (if higher limit / no credit score) or being able to negotiate with...

That's variant of Jupiter Edge which is not launched yet. Wait for a while.

lmao, perks of being early adopter was a FYF paid card while others get LTF a few weeks later. 🥹