Yes, just a personal preference I guess. IDFC UI feels a bit better and the experience is much smoother in iOS …. The iMobile app does get stuck sometimes and it’s very frustrating …but that’s just nitpicking…compared to my experience with 7-8 other bank apps … ICICI & IDFC are miles ahead…
Recently had opened an account with IDFC. Had received a WhatsApp message from IDFC that I was eligible for a Lifetime Zero Balance Savings account. Didn’t have any relationship earlier except a personal loan long time ago which was paid for and closed.
My experience
I have a HDFC Savings...
I have a joint account with 4 different banks, UPI is only available for the primary account holder in the joint account.
2 different numbers can be linked and also 2 debits cards are given if applied for, but UPI is for the primary holder only. Banks: ICICI, SBI, HDFC, KBL
ICICI Wealth Current Account, no AMC and mostly zero charges for everything else. Good app and online banking, direct connect to phone banking officer.
Initial deposit while opening the account would be of 5-10L, depending on the city and RM, but can be withdrawn after a few days of account...
Just the credit card, no savings account or any other relationship with Axis. I did apply for an Addon Card by visiting a branch. Again took sometime with their processes ….but eventually they came through….and an Add on card was sent.
It’s was a Privilege account before getting converted.
I had a paid version of Jet Sapphiro earlier. So, when Jet Airways closedown… I received a message with an offer to convert my card to a LTF Sapphiro.
No minimum balance maintained. My main banking account is with HDFC, so just use the...
Yes, the issue was with Travel Edge and Rewards Edge portal as well. They did sort it out eventually though. Everything is working fine for now 🤞.... hoping I don't have to contact their customer support again, it's definitely not the best experience.
Yes, I have a LTF ICICI Sapphiro (LTF was offered as an offer the converting from Jet Saphhiro). My account got converted to Wealth Account after I got Card. It was upgraded when it was issued 3 years back.
1st of every month, due date generally is around 18th to 20th.
Reason: Most of my payments & bills are around the first week of the month… therefore I am able to utilise the 45-50 day interest free credit period to the maximum possible
It took around 10 days for them to fix it.
Had to send an email to traveledge.support@axisbank.com from the registered email mentioning the last 6 digits of the card and the login issue with a screenshot attached.
The customer service number is 18604195555 , you are using one digit less in the end .... that's why the issue.
18004190065 is working for me on Jio...just verified.
Took me a week for the whole process… from applying through C2C to receiving…. although after receiving…had issues with login to travel edge , edge rewards etc … been 3 weeks and still following up with the infamous Axis customer care for solutions …
You should receive the card within a few days after it shows up in your account.
The card is already approved if it’s showing on you account … so no chance of rejection…
Afaik , they are only issuing the Visa card after the Mastercard ban… although he ban is over … haven’t heard anyone getting a...
Also look into ICICI Wealth account , you can open one with initial 5 lakh deposit and then it’s a zero balance account….no charge for almost all possible service
In terms of Online Banking , App and phone banking (directly connects to a Wealth RM) it probably one of the best of not the best...