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onecard- keep it.sometimes good offers are there and ltf too. Sbi -just keep one sbi card, keep this or try to upgrade to cashback card. Amex-people promote amex mainly because they get commissions/ bonus points. utterly useless for normal people and even travellers. It is ok for only a...

oh and change one of your credit card to rupay variant. will be useful for upi payments . you already have kiwi. perfect

Drop Amex is all I would say. Otherwise you have all the good banks, no need of any more cards. You can freeze your portfolio here only. As you use more, maybe you can upgrade when hdfc or sbi gives you some offers. In short, I think it is almost perfect

everyone gets that rebate. once you cross, you pay tax on the margin by which you have crossed by the slab rate.

no this is wrong calculation. there is a concept of marginal tax. so if you earn more than 12l your take home will not be less than someone earning 12 lakh. if you earn 1 rupee over 12.75 you go on to actually pay 15%(slab rate on ₹1 that is 15 paisa as tax after same benefits of some one...

buy a phone launched in india after Jan 1st. It will have NavIC which will give you better gps accuracy. Do NOT buy a Pixel. It has numerous software bugs which you will go crazy about. (trust this from a two times Pixel user) + all the older pixels have serious network modem issues. OnePlus...

can not see image. can you repost?

1. Best is BHIM, no nonsese, works all the time. 2. Next is yes pay next.

monthly bill wont be 880. It will be 1060. 880 is for 1+2. For 1+3 pax, it is 1060 (499+450+ tax)

interesting. could be a bug. Please do something, whenever your new electricity or postpaid bill generates. Check before paying if the sbi rupay-jcb card shows a convinience fee. Does not have to be a friday. you will see a convinience fee is still there.

I asked some amazon developers in the payments division. apparently when the bin is entered the api returns whether it is a credit or debit_card which just reflects what Rupay returns on quering BIN to Rupay API. A bit confusing, but the root cause is that Rupay is returing the status as...

To clear the confusion, it is NOT fixed yet. i paid my broadband bill same day and was charged a convenience fee.

yes they are considered.

yeah. got the same msg

han han, but sbi prime and elite are not on jcb no? (only the cobranded cards are jcb?)

Any core SBI credit card which has a Rupay JCB variant?

anything with bbps stamp is getting convenience fee it seems

i just updated my original post. on prepaid even with lower amounts there is no convinence fee across all cards. for aiirtel DTH recharge there is no convinence fee. For Airtel broadband payment, there is convinence fee. for jio postpaid, convinence fee is there

do NOT check with 1999. Even for me it shows 1899 and thats why i reported earlier they may have solved it. but NO. Check with lower amounts like 235 or 588 and select rupay, then you may see the convinence fees. Just check once without recharging Further Research. on mobile recharges even if...

anyone else facing this issue with their rupay debit cards?