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Check again mine also done on 23rd APR showing reversed in indusind cc.

Do govt banks like PNB or BOB also follow these RLLR - Repo Linked Lending Rate or RPLR - Retail Prime Lending Rate like hdfc?

Paid hdfc cc bill upi via indusind account twice. Only hdfc cc payment failed for me, may its dcb thats why. Rest all bank cc were credited within 2-3 days.

Mine failed txn of 23rd april still not refunded.... any update?

indusind rupay card is also good if you like to domestic air travel.

Why you need agent? Apply online.

But why you need sbi ltf only?

plain old mastercard prosperity one , with 149+gst annual fees. I get 25p point too for every ₹100 spent. lol

No! Happy with debit card

My RM said she can't do it. I need to visit branch to do it. And branch is like going in circle.

In that case auto debit amt is zero. happened a lot of times in past still no charges. Only debit card annual and sms charges quarterly are deducted.

I was holding yes exclusive ltf card, local branch executive offered me on call, came home to sign up. This was in 2018-19 I guess.

They use to offer prosperity account which can be made zero balance if you fulfill any of condition mentioned on form. I selected auto debit of min amount due on card. Don't remember the other options. Not sure they still offer it. Though I don't like their net banking interface.

No one gonna open bsbda acc by looking at me :D Tried a lot of times when I was student, its more difficult now.

I have a classic account and getting hdfc to add the family member account is a bigger task.

Well most are psu banks which I'd like to avoid. Any pvt bank with 50k-1lac initial funding that can be withdrawn later?

Avoid annual usage of 10lacs+ with any single bank (all cards spending included for that bank) to avoid any unnecessary questions. However If your ITR is high enough and can justify usage with your income n txns then no problem. Only magnus burgundy & mrcc upto 20k is worth the surcharge in your...

Should be a hassle free experience so no psu bank. I am ready to pay annual fees upto 500pa for debit card. Want to open it for a family member whose mobile and aadhar are not linked.

I hope you are not rotating a lot of money with them.....

whatever be the reason 520days is pure harassment. Should not be more than 60-90days.