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I have been trying to get Atlas for a while now. This time I applied with C2C (with AmEx) and the status is still showing as pending. It's been almost a month since I applied and more than 20 days since the KYC was done for it and document (AmEx statement was collected) but the status was...

Hi everyone Few months back I was considering changing up my cards to aim at getting travel related rewards and I had been quite happy with my setup so far. Here's my current setup: 1. Amex Plat Travel - use for 4L and store (as soon as it's renewed I use it for 2 categories that other cards...

I experienced it ~15 or so days ago but it did get delivered the next day. Also recently bought more APAY vouchers and all of them were delivered right away All with my Amex.

Thanks for the feedback guys! Appreciate it. I ended up getting it. It was actually still pre-approved so got it within few minutes. Thanks to my RM for getting it done as the link that I had got to apply for it had expired and I had not gotten any links recently for them. I checked it but I...

Hi everyone, been a long time lurker here and I am again at this point where I am thinking that I need to get a new card for fitting some of my needs. Posting the question here as the need for the card is even more urgent than I had anticipated as I need to pay ~2.2L in income tax payment...

Yes 😅 I am considering SBI vistara. Is there any possibility of getting it LTF? Also, checked online but didn't see the eligibility criteria mentioned. Does it have a annual income requirement? Will it be possible to get it on C2C through Amex? I will try Apay limit. I have used Neu in the...

No one does in my circle. I was aiming to get the DCB but the RM just won't give it approved to me unless I apply with my ITR and they have also said that I will have to close my current MB+ card if I want to get the DCB (which again is not 100% that I will be approved for it even though my ITR...

Thanks. The GV's approach makes sense. I am assuming I will get points for those (multiplied ones) over and over the milestone points I get after the 4L? Also, I am considering Vistara cards now as it seems like they are worth considering given my expenses so I am open to suggestions on that side 😅

Only issue I have with vistara is that there direct flights from my city are very limited, however seeing all these suggestions it seems like worth considering all the Vistara cards. A while back I was getting the IDFC Vistara pre-approved so I think I have the best chance of getting that one...

The spends will be mainly clothes and jewellery. I do get 5% on apay but I will take the mrcc route still as I want to see how good it is (since it's FYF) before I decide whether to keep it or not. I don't really use MB+ for anything, just kept it because other HDFC cards share the limit so...

I want to spend on Jewellery and clothes My Apay card has a limit of mere 50k so I don't think I will be able to use it for anything. Is there any card I could consider applying for besides these? Also, does it make sense to use the amex plat considering I already hit the 4L milestone?

Hi everyone I currently have the following cards that I use almost daily: 1. Axis Bank Flipkart CC - mainly offline (due to 1.5%). Will close it before the card renews and have decided to stop using it as I have already recovered the renewal fee through cashbacks 2. SBI CC - main online and...

In case of cheq, the app shows that the value of 1 cheq coin is 0.25 INR and they provide 1% cheq coins on bill payment which brings down the cashback to 0.25% if redeemed into account directly. If the coins are redeemed in Amazon pay (using gift card) then the value of 1 cheq coin is 0.5 INR...

I am a first time borrower. Late last year I decided to get a home loan from HDFC and after a lot of processing, I got the loan approved. Before this loan, I literally didn’t have any credit score. Never had a credit card or a loan. My first EMI was deducted on March and the loan was disbursed...