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I know bro, I have stared using it since the inception. Now in the new era there are lot of other alternatives for the same use. it all boils down to personal preference .

Just to reduce number of cards. For the time being only keeping BPCL card.

I used to have LTF simply click and OLA money card. When I asked them to close the card they have converted them to LTF. despite of that I have closed both of them.

Same credentials as it was.

As I said, in general they don't do.

Rewards Card.

I don't think you can. In general they don't offer LTF, However there are some exceptions. My card is free because I used to have banking relationship with them.

90 days cool of period to reapply again is not accurate. I have closed my RBL card in first week of Feb 2022, re applied edition card yesterday and my card got approved.

Strange . Joining fee is not charged on my first statement of ultimate card . Any one experienced the same !!!

1.2 to 10.x

Not sure, why you even need IndusInd card. I feel so many conditions on reward earning . Find a no nonsense card like SCB ultimate, HSBC Cashback. Why do you think getting CITI is much harder ?

SCB does have some buggy process. Either you could wait for couple of weeks or you can directly apply from their credit card section. Decision would be instant, if you apply from their cards section.

2.3 Laks

update: I have received an SMS and my card is visible on Netbanking.They have given the same limit as my old card, which has been closed more than year ago. I have used the same Netbanking credentials as my old card.

Salaried I work for an MNC and it is in their list.

On what channel, my credit limit is close to 5 laks

My first card was with Halifax UK back in 2009 . First in india was axis my choice card in 2014 .

I have closed my stanchart card in 2020 and they have updated in cibil on mar 2021. Now last week I have applied ultimate on c2c and video kyc completed on next day . So far no further update . Not sure how to check the application status .