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I have my zone ltf credit card & axis bank ace credit card. I called to customer care for indian oil ltf credit card, they told me that they can issue this credit card with approval guarantee but not ltf, joining & annual charge applicable. I refuse & post on twitter about indian oil ltf credit...

joining benefits on hppay app 100/- cashback on 1000/- wallet load not received, also 3 payback points received on wallet load of 100 through bob hpcl energie credit card & 1 payback point on 100 spend on hppay app, total 4 payback points on 100 which is equal to 1 rupee when redeem, but bob...