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Yes ! IGST will be charged on Interest and it shows as credit card utilisation in Credit bureaus

You getting reward points on above transactions from amex?

Not you always expect loan reported as closed status some time they report on withdrawal date hence looks active account, it was happened me Did by IDFC FIRST MONEY and closed account no way impact your score unless closed as SETTLED OR WRITTEN OFF.

Reversed 46rs on Ola money SBI card, I mailed for the reason crediting rewards cashback in useless Ola money wallet whereas debit in card account? Let see what they reply.

Above all are right except 1 particular merchant ,now Paytm machine itself not accepting amex card , customers are barely using offline.

Must be Charge card one you having

HDFC used to give all offers but last six months only 10Lakhs two wheeler loan in the offer section ( may be busy with devaluation ) , ICICI also not showing any preapproved offer except emerald and pay later. AXIS showing all offers CL. TL, PL and LOC ,insurances

As of now ! No Amazon

Amex given oxygen to RESERVE card on DEATH BED 🤣🤣🤣! Today I received 1 year complementary zomato gold membership on reserve card, any one got the same

Now Amex reserve also spend based Annual fee reversal New benefits added on your Card Complimentary Accor Plus Traveller membership With this complimentary benefit, enjoy up to 50%* off on dining, drinks, and member rates on stays. Also, access exclusive events and other offers at...

I expected BOB

They not reported since June 2023 , suddenly reported last month 18th date outstanding amount , neither month end date outstanding nor statement balance , I too confused and asked about reporting date , they lectured what is credit score and how I repay dues in due date🤣🤣🤣, it’s quite normal in...

Federal Fi money reported first time on 18th last month ,since i have card last year June

Magnus no offer me too, Select 10000 ER

No good reason to keep the card , Removed Book my show offer shame on AXIS, , even kotak cards and fintech cards are providing attractive movie offers.

Very new to market, time require to understand their LE offerings. I don’t think they offer LE often , you just take Indian bank and update here your experience, you may be unique in our community on one card with Indian bank because most of them Bob and federal, few with SIB like me

Amex sending upgrade offer on your account that is unique number mentioned in welcome letter probably they knows you having gold charge too , I suggest you to touch chat option and ask them captured your request or need to place again.

i think no new application for upgrade from gold charge to platinum charge , some comments in our forum mentioned that no need to submit new application for upgrade if already having gold charge

my opinion say no to SIB , since 2 years no LE for me , but idfc i used to get LE every 6 months

I too planning of closure my two year old Select card with 1.5 lakhs limit even though I have their sb accounts lets wait for your case study 😉