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Nope, you'll be reissued the same signature+ debit card. Basically, once you take the upgrade there's no going back unless you close the account, one of the shittiest policies but that's how they work.

Mine was fyf, called to cancel and they waived my annual fee for another year. The reward rate is like 0.3% so just kept in a drawer at this point.

I don't there's any premium offerings, their most premium offering i think is icon and that has terrible reward rate. World safari has the perk of no forex markup but then you don't get any rewards either so not that great of a deal. RBL cards are good for the occasional card offers hence get...

Yeah but you can't really get that unless you download lazypay and in my case, I had already gotten my account closed so can't even access the app anymore. Duet is much easier to get.

Duet is one of the better ones imo - LTF, works on their offers plus no reward redemption bs. Straight 1% cashback on spends credited directly in the statement.

I personally hold 3 - Bajaj, Duet and Play. Don't think there's any limit atleast on their co-branded cards anymore.

Seems pretty similar to onecard but here's the link to join the waitlist and know more about it: https://fi.money/blog/apply-credit-card-online/waitlist

User specific for sure then, mine is like this: savings account, Mutual funds, Credit Card, Super balance and then EPF.

Exactly, and even the wow card gives you reward points and all. This adds nothing to their already existing niyo global debit card.

I guess so cause for me it's right next to Mutual funds.

Yes, I'm on Android. Can't comment about iOS, sorry.

If you go to the hub section, then even mine says coming soon but there's a tile to order credit card on the home page. Upon clicking, it shows all the details and asks to book FD.

Been visible on my app since a few days, it's actually a secured card with no reward system either. Pretty poor.

That's not true, I got a call on Sunday from the gurgaon office.

Yes, I just tried to apply through their normal portal. First bank though which has given me option of a secured card even after cibil hit.

My SBI and IndusInd cards have just been approved, should I just try this method now or wait for them to show up on Cibil? Don't want another wasted cibil inquiry.

Technically yes, everyone is eligible for that card but I input all my details and even after that IDFC only gave me option of Wow card, got an inquiry too.

I tried applying through my primary number which is also linked to my first select account, and got a cibil hit plus only wow card option. 🥲 If I try this, will there be another cibil inquiry?

Hey folks! So I just got the approval message yesterday, so I'll share my short journey. I recently turned 21 so was finally eligible. Applied on 24th October, didn't get the instant card and asked for additional information after which I scheduled a kyc slot for 3 days later as I wasn't in...

While there was a criteria that you may receive an upgrade offer mentioned when the card launched, it certainly is not the case now. I've been using the card since more than 1 year and even confirmed with the customer care about the same and they told me that it is not possible at the moment.