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It is LTF. Confirmed from CC.

It will show as credit transaction in your statement

You will need to send the Upgrade form signed and filled, that is must for them. Additionally, as you are anyways sending the mail, add the earlier attachments.

Yeah. They tested my patience to the hilt. it must have been at least 10 mails back and forth.

Nothing, other than Smartbuy as of now :)

My LTF DCB was delivered today after 1.5 month long back and forth with HDFC over mail. They first denied that my college was part of the list then agreed when I mailed them that I know it is on the list and I have seen the list ;). Upgraded from Regalia to DCB. Nice to see the College name on...

For Magnus, wallet load doesn’t count towards the milestone. Actually it is the only exclusion.

I am also on Full KYC but don't see this option.

I am not able to see this on iOS.

You will need to check with the CC on this. If they are saying the reward points will reflect after Bill generation then they are lying. Escalate. Also, try the number provided on the back of the card.

Reward points should be credited 2-3 days after settlement.

Had checked with the Customer Care on this, the only option for SC Ultimate Addon is through branch visit. They are also not ready to accept documents via mail. Bureaucracy at its best!

All financial services who issue Credit cards are required by RBI to follow proper KYC procedure. If you have done kyc using your adhaar, your adhaar data will remain with them.

For SC Ultimate, in my experience required 2L+ monthly gross salary and name of my organization in their approved list. Don't have any idea regarding their C2C process.

Even for international transactions, Expiry Date and CVV is required. No transaction can happen without these details. From what I can understand, someone tried to add this card to Google Payment and the transaction failed. However, In India, even adding the card to google payments requires OTP.

I have Edition Classic and Supercard. So, it is allowed.

I don't think magnus is a good choice unless he plans to spend 1L every month without fail or utilizes the free ticket every month. Else the returns is just 1.2% which Axis Ace can easily surpass.

There are 2 problems with SC Ultimate which you should keep in mind before going to apply for SC Ultimate: 1. The redemption options are very limited and generally require 10k points and above for redemption. Redemption charges of 99+taxes apply 2. International Lounge access is complimentary...

One important thing to note about SBI card is that there are 2 customer service numbers. One for the regular CC and one for grievance redressal. The normal CC guys are clueless and don't understand your question most of the time. Ideal way is to raise a complain on the SBI card app. Give 3-4...

Onecard gives reward points for International transactions. However untill it is in top 2 categories the ROI is very low.