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Thanks, Used the second one.

Thanks Thanks for the info. I am out of country, receiving mails to complete re-KYC within 2days to prevent from freezing the account and v-KYC is not accepted while I'm abroad. Now I found a solution from your post. Mailed them and response awaited.

Is this issue sorted out for you? I am facing the same problem. Anyone else facing like this. Any solution?

I too have Rupay Easy LTF card. They are offering Energie LTF now, showing in the app.

HDFC cibil score link is not working since long time. Check this Thread 'Platforms to check Credit Score for free' https://www.technofino.in/community/threads/platforms-to-check-credit-score-for-free.901/

Mail them with screenshots. Applied on Jan 12th, approved on Jan 20th. No vkyc. I am an existing classic account holder. But they did home verification. I was not at home at that time but luckily they approved.

Yes its LTF. They confirmed on mail. I got pre approved LTF offer for Millenia. But while trying to apply, it showed spend based LTF. So mailed HDFC grievance to check and confirm unconditional LTF. They replied that I am eligible for LTF. So applied and after receiving the card, I mailed them...

A regular saving account opened jointly and then linking to already existing classic account. Will this make two debit cards free? I am aiming for one Millenia and one platinum.

How did you manage to get two cards? And do they charge for 2nd card incase of saving max account? Your explanation can be helpful to forum members. I have classic saving max account. When I apply for new card, old one gets deactivated automatically.

Can we open a joint account to get multiple cards?

Already applied for the card! If they say NO LTF, I will not activate the card.

Raised my issue with grievance redressal team and received this response now 🤩

Check this screenshot. I am receiving mails almost everyday like this. But when I proceed for applying, check the below screenshot. Moreover I'm a HDFC classic customer :cry:

My guess was correct then. So do you mean that we can't get LTF through online process!?

Can someone confirm if this is LTF or not?

International spends would attract forex fee. Still is it beneficial?

Thanks for the info! Never knew that 2% is applicable only once. And I have not paid any insurance above 1Lac.

Are we still speaking about insurance payments!? Because Amazon pay icici card offers 2% on insurance payments.

I don't think there is any limit for AmazonPay ICICI card. Correct me if i'm wrong.

So when banks enquire, they will also see the details as per new update? Or they can still have access to old & complete report?