In Vietnam,Dubai,Thailand and Singapore not all ATMs it worked the airport ones specially.
plus moreover I use this card only at ATMs cause i have RBL World Safari Credit Card for all other types of transactions so yea idk whether you are talking about that or not but the only use of this card...
Bro Dont use Niyo Global Card it sucks for me the new NiyoGlobal by SBM bank is not working for me in most countries moreover whenever i transacted using that card it doesnt show me the live transactions in the app itself
I would suggest you to go with RBL World Safari Credit card best or if...
Forex charges means Foreign transaction charges So basically that's your answer and for atm withdrawals there are charges outside India and moreover its not worth it to withdraw money as the foreign bank charges fees for using their atm machines so nah just use RBL World Safari Credit card best...