No, your application is not approved. Someone from the bob team will contact you for in-person verification and later, again someone from team will reach out to you. Now, finally, you will received whether your applicable is approved or not.
I got message after 15 days and I will get my first...
You will get link on your email, I have also received the link but after 2-3 days. Also, you will get mail when you have completed your document process.
Few months ago, I came to about one platform but i can't remember the name, in case I get to know, I will definitely reply here. But, afaik, they charge huge convenience fees around 5%+.
I don't receive such email. it could be because I hold secured credit card from OneCard. But, yes these fintech changes their partner now and then like Slice do.
Yes, they have stopped issuing unsecured cards and currently, rolling out only secured card.
That's great to know that you always make payment in full. There are many factors included in getting your score 800+ but you need to do the same process for sometime as you don't have any secured loan like house loan which also increases your score.