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Hello Everyone, I wanted to share a recent experience with HDFC Bank regarding Monthly milestone voucher for my DCB Plastic Credit Card. For the month of Feb-2025, the benefits were locked even after spending 80k+. On the smartbuy portal it was showing as 79828, but from the statement and my...

If you've never invested in MF and will be doing for the first time, here is my suggestion 1. Start with only Index fund for first 6 months or 1 year. SBI Nifty Index is fine. 2. Invest the lumpsum in a Debt Fund. For 6 months or so. and then do a STP to any index or large cap fund 3. Explore...

Faced the same issue in my latest statement. Previously I used to get rewards on almost all online transactions. But they've included most of those in excluded categories. Here is my email trail with them. Merchants like Bigbasket, Jiomart, Akshaykalpa etc are excluded. Had fun with this...

hmm...will escalate this month.

You should get 1% cashback. I did use my Axis airtel card in Oct 2024 for some discount offers on Flipkart. For ~45000/- I received ~450 Cashback. Basically, 1% cashback is irrespective of ongoing discount offers.

I think it is absolute value. Not rounding to 10s or 100s I usually spend 5000/- in total on my card at Zomato/Swiggy/Big basket and receive 500/- as cashback.

Same happened with me as well. Axis Airtel's merchant category mapping for cashback is really pathetic. If the merchant's name changes it just doesn't give proper cashback and later, they correct only if we reach out to them. For me it happened in this cycle, mailed to them via their website...

I'll share my experience with this card. I live in Hyderabad, go out to eat twice monthly and my favorite food courts/restaurants are onboarded on eazydiner app. App shows below savings, but I think I've saved around 10K in last one year. (its been only 1 year with this card. I renewed it just...

Did not think of that yet :) I still have to devise a strategy.

I purchased additional APay vouchers using another ICICI Bank Account (my brother's). So total purchased is 12000 (own account) + 12000 (brother's account) using same Times Black Credit Card today. Let's see what happens. I'll update if I get accelerated reward points.

Not sure about MCC. Charges are 0.8%+GST

Just wondering, If I Can use the same Times Black from different ICICI bank Account? Will they allow additional 12000/- Apay voucher? :unsure:

I did my Advance Tax payment today via Kotak Gateway. It worked fine. I did it via Credit Card.

Yes Marquee no longer gives rewards on Tax Payments. https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/marquee-credit-card

MRCC doesn't give any rewards on Government Transactions, I think it categorizes it under Utilities thats why.

Yes Amex Gold will give you base rewards. 1 RP for 50

You get RP based on your actual spend. For example, let's say your flight ticket price is 10,000/- You can pay 7,000 with the rewards point and rest 3,000/- with the same card (suppose DCB) You'll earn 5X reward point on 3,000/- only

Gold is also excluded I think. Basically, all exclusion of Rewards Multiplier applies. Check this link: https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html

Vouchers are not part of the offer.

My SBI Cashback Card Application Rejected as well. Not sure why. My details: CIBIL: 804 Already have SBI BPCL Octane Card Paid one (since last 2.5 years) + 1 Add-On Card Only 1 hit on CIBIL enquiry in last 1 month apart from SBI What could be the reason? Any suggestions on what should be my...