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I recently acquired ICICI Emerald Private Metal, and I already had Diners Black PVC (LTF). After the introduction of ISHOP and along with SMARTBUY, I was wondering does it even make sense to continue with AMEX Trifecta (Gold, MRCC, Platinum Travel) anymore. These 3 cards take so much of time...

Can't do anything now i guess...It's done and fee payment also done already Thanks for the options. Will consider these options next year for sure.

My Platinum travel card was due for renewal in June 2025. After talking to the customer care, they waved off 50% of the fee. I hold 3 Amex cards since two years (MRCC, Gold, Plat Travel).

Interesting thread. My idea of co-branded card would be for Gig Economy workes...India has around 1 Million gig workers and they are always in need of money. Basically the salary they get after the month-end, can be made available to them during the month so they can take care of daily...

Late to post and it might have been clarified already. However, just updating on my analysis. I've verified this. It works. You get accelerated rewards for purchases from different ishop account and same times black card. Here is my analysis from last month statement Rewards earned in the...

Hello Everyone, I wanted to share a recent experience with HDFC Bank regarding Monthly milestone voucher for my DCB Plastic Credit Card. For the month of Feb-2025, the benefits were locked even after spending 80k+. On the smartbuy portal it was showing as 79828, but from the statement and my...

If you've never invested in MF and will be doing for the first time, here is my suggestion 1. Start with only Index fund for first 6 months or 1 year. SBI Nifty Index is fine. 2. Invest the lumpsum in a Debt Fund. For 6 months or so. and then do a STP to any index or large cap fund 3. Explore...

Faced the same issue in my latest statement. Previously I used to get rewards on almost all online transactions. But they've included most of those in excluded categories. Here is my email trail with them. Merchants like Bigbasket, Jiomart, Akshaykalpa etc are excluded. Had fun with this...

hmm...will escalate this month.

You should get 1% cashback. I did use my Axis airtel card in Oct 2024 for some discount offers on Flipkart. For ~45000/- I received ~450 Cashback. Basically, 1% cashback is irrespective of ongoing discount offers.

I think it is absolute value. Not rounding to 10s or 100s I usually spend 5000/- in total on my card at Zomato/Swiggy/Big basket and receive 500/- as cashback.

Same happened with me as well. Axis Airtel's merchant category mapping for cashback is really pathetic. If the merchant's name changes it just doesn't give proper cashback and later, they correct only if we reach out to them. For me it happened in this cycle, mailed to them via their website...

I'll share my experience with this card. I live in Hyderabad, go out to eat twice monthly and my favorite food courts/restaurants are onboarded on eazydiner app. App shows below savings, but I think I've saved around 10K in last one year. (its been only 1 year with this card. I renewed it just...

Did not think of that yet :) I still have to devise a strategy.

I purchased additional APay vouchers using another ICICI Bank Account (my brother's). So total purchased is 12000 (own account) + 12000 (brother's account) using same Times Black Credit Card today. Let's see what happens. I'll update if I get accelerated reward points.

Not sure about MCC. Charges are 0.8%+GST

Just wondering, If I Can use the same Times Black from different ICICI bank Account? Will they allow additional 12000/- Apay voucher? :unsure:

I did my Advance Tax payment today via Kotak Gateway. It worked fine. I did it via Credit Card.

Yes Marquee no longer gives rewards on Tax Payments. https://www.yesbank.in/personal-banking/yes-individual/cards/credit-cards/marquee-credit-card

MRCC doesn't give any rewards on Government Transactions, I think it categorizes it under Utilities thats why.