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Received this LTF offer yesterday (thanks to this post as I didn't check the notification from the Swiggy app). Applied for the card and received approval in 2 hours. Card is already dispatched and will receive the same in next 2-3 days.

I am disappointed with all card providers, I am having 20+ cards in my card wallet and out of these only SBI Cashback seems relevant now.

It's a good news for those who are craving for Scapia card but can't apply for the same because of Federal Bank's one card policy. Now Scapia would be forced to look for alternative banking partners or shut the shops (highly unlikely). Let's see how soon they come up with a new banking partner.

Still a worthy card if one gets as LTF. We can still put ITC, First Cry and Uber Vouchers to good use.

In fact I recall one discussion we had previously where I mentioned that I am aiming for Ultimate, that time my SC Platinum limit was 4.8L and I was just 20K shy from becoming eligible for SC Ultimate, and couple of days later the devaluation happened. Thank goodness I was not eligible that time :)

LTF Ultimate never heard of it? Does LTF Ultimate really exist? o_O

Received the same offer last week, in fact SC has been persistent on checking with me for Ultimate since last couple of months. I have turned them down as the card has devalued a lot and the abysmal reward catalog is the last nail in the coffin. Had there been Amazon/FK voucher or a simple...

Paid my AU LIT outstanding via HDFC bill pay yesterday and it payment went through successfully. Received confirmation from AU as well.

6.5L limit shared between both the cards.

Received the similar offer couple of weeks back when the SC executive reached out to me and offered SC Ultimate. Currently, I hold two cards from SC, EaseMyTrip and Smart. They offered upgrade on Smart, I simply refused stating that Smart offers more value than Ultimate as I simply get 2%...

I use BOB Eterna for domestic lounges and it works just fine on most of them.

First one was IDFC Select, later on Upgraded to Wealth. Based on Wealth, IDFC offered me their 0 MAB account. Via account they offered IDFC Wow.

It is possible, I have IDFC Wealth and WOW both. Didn't apply for WOW proactively, it was offered to me IDFC via a pre-approved offer. Had to opt for an FD though.

Just checked mine and my limits are intact on both the cards. May be SBI is yet to shower their love up on me.

Looks like IndusInd is trying to make it most sought after card by rejecting a couple of applications ;)

Great, at least you put it to some good use. In my case, I activated the LTF card and it is sitting in the farthest corner of my card wallet.

Who on earth pays for the legend card? Even the advertisement available on this thread screams Legend is LTF. IndusInd cards are mostly useless cards with seldom offers.

Last week, I received a call from IndusInd customer care department, executive offered to upgrade my Legend to Pinnacle with one time joining fee of Rs. 15,000 plus GST. In return she offered me a 15,000 Amazon voucher, I simply told her that I am not interested in the voucher and can opt for...

Many congratulations Pavan.

Agreed, at the same time they shouldn't be seeking consent and extra money from my side to reduce the interest rates. It should be floating on the basis of the repo rates without paying any extra charges.