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Ask ICICI cc care to remove duplicate enquiry. There should be only one enquiry fr one credit product.

Utilisation @56%. SBI cashback card will be a risk.

Congrtaz... It's a decent limit. You r lucky!!!

Firstly cut down ur utilisation. You can apply for for HDFC n IDFC entry level cards i.e- Freedom /Moneback or IDFC Millennia as u already have relationship with them. It might help you in getting approval. You can approach offline agent fr BOB cards.

Did any one receive LE on ICICI recently??

Never close your oldest card. It will impact your credit age hence your credit score

I have heard about this now only.

Surprised bcz he is @HumorSimpson 😂

It all depends on bank & your luck. They can approve. They can deny also. No credit history or relationship with bank is -ve in this case

You can revoke access.

What Is AU? Any shorts of Amrit. It's okay if they don't provide you a card. Move on to other issuer. Don't run after them to get a card..

Joining benefits paid upon realisation of joining fees. It won't be given for LTF cards.

No anumati fr limit increase🤣

Didn't they inform prior to deactivation??

Yes, they should inform before closing.

Your credit score??

No cibil hit on pre-approved limit increase. Lender may do enquiry on manual limit increase request.

I would suggest supermoney cc. Dnt go fr higher fd amount. First youv should build build your score. Then aim fr unsecured card .

Earlier you had loans or any other credit facility. Have you ever defaulted??

Yes, cashback is considered as bill payment in SBI cashback card. You need to pay remaining amount minus cashback.