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  1. mashreq

    Devaluation RBL Signature+ DC Devalued - No More Cashback on Credit Card payments & GC Purchase

    I remember in one of the posts it was mentioned Paytm would be considered hence transacted there. If not Paytm where should one transact to get the reward points?
  2. mashreq

    Devaluation RBL Signature+ DC Devalued - No More Cashback on Credit Card payments & GC Purchase

    I haven't got mine yet. Had transacted for 1Lakh and merchant name was Paytm Noida
  3. mashreq

    RBL Bank Signature+ Debit Card

    made my first transaction on 14th March. Haven’t recieved March Rewards and joining Rewards as well yet. Any idea when it generally comes?
  4. mashreq

    how much time should i wait to apply ultimate after closing current cards?

    How does one apply c2c for SC Ultimate? Is it done through their Online Portal or through an Agent Offline?
  5. mashreq

    Marriott Bonvoy 40% more points on buying

    I’m not sure how it works in terms of cancellations for a point based booking. My best guess is they don’t allow it or they will forfeit your points. Maybe check with their support team in general what happens if one cancels a point based booking. If it helps you save 500 points if they refund...
  6. mashreq

    Marriott Bonvoy 40% more points on buying

    What you book for is basically what you’ve paid in points and you’ve locked that price. The Dynamic price would impact situations where you would plan to make a booking and you haven’t made it yet. Once your booking is confirmed You don’t have to pay more if the point price goes up or you won’t...
  7. mashreq

    Marriott Bonvoy 40% more points on buying

    To get the highest value possible one would generally have to go for Higher end Luxury properties which could be outside of India. I’ve read some posts elsewhere where people have got a value of 3-4 per point but yes those kind of redemptions require alot of points somewhere in the range of...
  8. mashreq

    Marriott Bonvoy 40% more points on buying

    It’s a newer property just opened in Dec-22 so maybe demand is lesser. Plus it’s just beside the DY Patil stadium so I believe demand would be more during IPL. While i was checking couple of weeks back i had seen Courtyard Chakan (Pune) was providing a value of around 1.2-1.5 on certain dates...
  9. mashreq

    Marriott Bonvoy 40% more points on buying

    Isn’t that a low value for a point to be considered as good? Reading and researching online I’ve generally seen most people mention its better to use points when you’re getting a value more than 1Re. If its less than that better to pay Cash and use the points for a better time. Generally within...
  10. mashreq

    Marriott Bonvoy 40% more points on buying

    Amex Plat has 3x on Foreign Currency Transactions
  11. mashreq

    Does waiting help to get a better credit limit on Axis cards?

    Do you have a Banking relation with Axis i think that makes a difference
  12. mashreq

    Does waiting help to get a better credit limit on Axis cards?

    How was your usage on the Card? For me I literally had to put in a request to increase the limit after 2.5 years and even after that what they did was match my limit to the LTF Myzone which i got 4 months back. Axis has been very stingy with LE for me. On the other hand Kotak was very generous...
  13. mashreq

    Axis bank card agent

    Hi, you could reach @VIMALRAJ L. He’s been extremely helpful to all in this forum to get C2C Axis Cards. You could pm him.
  14. mashreq

    Kotak Bank Credit Card Limit Enhancement

    Without even asking from your end? That’s unheard of! I believe they’re getting aggressive to retain customers and also providing LE time to time to keep customers wanting to keep their cards. I guess they understand getting timely LE is exciting and makes customers happy.
  15. mashreq

    Kotak Bank Credit Card Limit Enhancement

    Ideally before end of March you should recieve usually these Credit Card Teams seem to get more aggressive towards Quarter/Year End
  16. mashreq

    Zerodha portfolio counted in NRV- IDFC Bank?

    Makes sense in general any Asset of a customer which is directly held or managed by the Bank should qualify for NRV.
  17. mashreq

    Upgrade to Rubyx/Sapphiro LTF

    Considering you already have a Coral LTF and the only main reason you would want it is for its discount offers would going through any effort to get Rubyx/Sapphiro/Emerald give any additional benefit?
  18. mashreq

    Zerodha portfolio counted in NRV- IDFC Bank?

    Hey, could you check with your RM about this i think he should have an answer or if not he could check internally. If a zerodha account counts in the NRV then it definitely benefits alot of us. In case you get a response from your RM do keep us posted :)
  19. mashreq

    Kotak Bank Credit Card Limit Enhancement

    I had opened mine in September 2022 just as i mentioned in my post. I got a call too in November 2022 from their Credit Card Team just like @anilsingh8248
  20. mashreq

    Kotak Bank Credit Card Limit Enhancement

    I had opened my 811 account Mid September 2022 primarily to use the Kotak Virtual Debit card for any Online offers. I was specifically using it on EazyDiner as there were good offers back then giving 30% off on Kotak Debit Cards. Must’ve used it 4-5 times and practically that was the only amount...
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