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Then it’s definitely not I got sapphiro LTF after lot of fights with 82 score One quick question, does emerald provide add on card lounge access ( both domestic n global) ??? I came to know they don’t provide the same for sapphiro

That’s one of the best and detailed analysis I have even seen on self finance…. Kudos to you man!!!! I wish I could track my spends like that

I’m an ICICI app user since 2013 but didn’t know about this discover score Checked my score…. It’s 82 !!! Probably, that’s why I could finally secure a Sapphiro LTF

I got it within hours may be Because I applied for the card on Tuesday night Got that sms on Wednesday morning

Then That’s a great initiative by CIBIL

I think as per the new process, we are getting a real time sms if any financial institution makes a hard enquiry I’m not sure if that’s working for non subscribed user as well

I’m waiting for this type of morning only!!!! 😂😂😂 However, I just got the sapphiro LTF upgrade few weeks back after lot of fights Quite sure that I won’t get emerald LTF offer!!!

Freedom RuPay card HDFC ka core card hai? They do lot of drama regarding this core and floater card concept

Please check whether your Cibil is hit by them!!! I applied day before yesterday and the card appeared in my axis mobile app yesterday only So it was pretty quick

Yes… trying to follow this approach only Looping all the relevant email ids Fight is on!! But hope is less!!!

Planning to visit branch this Saturday!!! Let’s see

Offline? By visiting bank?

Yes, but if I lose TN infinity and don’t even get regalia gold also in future, that would be too bad for me Because I use TNI, mostly for UPI and Tata Brand transactions!!! Not sure if it’s worth taking the risk of closing TNI

how much minimum salary is required for the same?

Actually it’s not even my first card I used to have normal regalia way back!!! They withdrew the complimentary lounge access from that… hence I closed that card

But if this is a policy, then they should have warned customers about this!!! It seems like it was my fault to go for infinity (as per bank) At that time, I didn’t know this would happen I wouldn’t have gone for TN infinity then

Hello, Currently I hold HDFC neu infinity LTF I contacted my RM to get Regalia gold LTF (at least FYF)…. Initially he asked my employer name, it is there in their corporate tie up list…. Asked my salary… and then confirmed that I will easily get Regalia gold LTF However, today he is saying...

So, did you initially attested those documents from the branch? Or did you send those docs directly to that address and then came to know that it had to be attested by the branch???

Thank god you didn’t say Dec 2025 😂😂😂 I will courier and raise the RBIO complaint together 😂😂😂

Did you attest those documents from the branch? So we have to go to the branch anyways… right?