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Well being rejected for a particular card is one thing. At least you could apply for that card and find out you weren’t eligible for that card. You still went ahead and submitted your application. Here, you find out in the mid of the process the cards you are eligible for, but if you don’t like...

What about the type of card? As per there online process, I am not eligible for the Zenith card, but eligible for all the other cards.

Yes. In fact the CIBIL enquiry at the start of the application process. They tell you the eligible cards only after the CIBIL enquiry is made.

AU bank's credit card application process is so weird. Basically they would ask you to give your PAN card and Aadhaar details first and then fill up a bunch of information. After that they will make a CIBIL enquiry, and tell you which cards you are eligible for. Even if you don't like the card...