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  1. R

    RBI New Guidelines For Credit Card Issuing Bank | effective from 1st july 2022

    In my case it's SBI card and from September 2023 . Recently I reached them and asked them to send me NOC , they said they will send it through email and hard copy to regd. Address
  2. R

    RBI New Guidelines For Credit Card Issuing Bank | effective from 1st july 2022

    Is there any timeframe within which a card issuer shall provide NOC after closure of card ??
  3. R

    Axis Airtel Card cashback blunder.

    Yes bro , by closing the card as Axis will not ever fix it's reward tracking system . Even premium cards of Axis is having the same issue . Wrong calculation of reward points/ cashback in every Axis card . Cards are great but you have to face this issue in order to get accurate cashback . Many...
  4. R

    Getting preapproved business moneyback credit card

    LTF and 1500₹ voucher was applicable only on unassisted customer acquisition offer i.e you must apply without help of any bank employee. Now I don't know what changes they have made . But if you want to wait then wait for pre-approved offer otherwise you can apply through branch and see if those...
  5. R

    Hands-on Experience With EazyDiner IndusInd Bank Credit Card

    Just curious to ask ...is this a paid post by the author???? Seems like so....even if it is..it is well described.
  6. R

    Amex India Onboarding Update

    Exactly , one should choose a card based on spending pattern and reward redemption expectations not on the basis of FOMO for Indusind eazydiner or Axis reserve or magnus.
  7. R

    Hdfc debit card cashback system

    Wait for atleast 90 days as per terms and conditions
  8. R

    Getting preapproved business moneyback credit card

    Don't go through pre-approved route. You are already receiving salary more than 60k . Approach your branch through your salary slip as monthly gross salary requirement for millennia is 35k . You can see the salary eligibility criteria on HDFC website .
  9. R

    If You Have Suggestion/Request Post Here

    I might sound rude but my suggestion would be that members of this community shouldn't give inputs like "ask your RM " , " Your RM would be able to help" ... because it becomes a useless . Many people have basic relationship with bank for which RM might not be assigned . And even if RM is...
  10. R

    Hdfc debit card cashback system

    The minimum redemption amount of 400₹ and 90 days period of cashback credit system is only applicable to millennia debit card . He has money back Debit card
  11. R

    Hdfc debit card cashback system

    1.Promotional cashback are those which you get when you use smartbuy or any spend based offer on debit card or any other offers which comes occasionally( these cashback will expire after 3 months From the date of credit) 2. Don't know 3. As you have money back debit card , the loyalty points are...
  12. R

    ICICI Bank new reward system update | ICICI New Reward System Is Live - Check Redemption Options

    This seems like freedom 251 scam😂... ICICI is just extending timeline
  13. R

    Query regarding Amazon Pay ICICI CC Application

    Usually they don't ask for documents from their existing customers but it depends on their criteria on basis of which the application process for different customers would be different.
  14. R

    Query regarding Amazon Pay ICICI CC Application

    so your application is rejected??
  15. R

    Query regarding Amazon Pay ICICI CC Application

    if you were not asked then your case might be different and it all depeds on bank . they can ask any document as per their wish if you want a credit card from them . In my case , i was asked for income documents before video KYC even if that no documents required offer was shown and i provided...
  16. R

    Query regarding Amazon Pay ICICI CC Application

    If you are not an existing ICICI customer they will ask for income proof even that "no documents required" banner was shown. You can only put ITR or Salary slip as per your employment status .
  17. R

    Axis bank CC statement

    My bill generation date is 15th but it was generated on 11th and got SMS and mail of statement on 18th . 😂 Axis is in very confusing state.
  18. R

    Axis bank CC statement

    they send within 3-4 days after statement generation . my statement date is 15th of every month but its never consistent . this month it was generated on 11th and on 12th morning i checked app and saw my statement was generated and i paid the bill , still no mail or sms was sent to me till now...
  19. R

    What's That Underdog Credit Card for You?

    For me , it's HDFC MILLENNIA , bcoz if someone has upto 20k spending per month on preferred merchants( Amazon, Flipkart, Myntra, Zomato, swiggy, ) it's straight 5% . It is a single card that provides 5% on Amazon , Flipkart and Myntra . Yeah it has capping of 1000₹ but we all know how UNLIMITED...
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