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How to know MCC code in IDFC debit card txns? Customer care is clueless and saying only reference no. and txn id is visible on our end. Did some txns on 15th May on SBI Unipay and they are categorized as "Home Expenses", moreover received points for 16th May txns done on SBI Unipay which are...

@sm9811911 Paid around 3L combining yesterday night and today using IDFC debit card in around 8 txns, all successful.

Can you confirm the merchant name once, will be paying some bills today using idfc card.

Any major benefit of this card which will justify the fees? Got email today to upgrade to this debit card.

Atleast I won't be maintaining the balance after opening, generally banks don't downgrade the account and should be same for IDFC too. And these type of account variants in all banks have 0 charges for non maintenance of MAB.

Awesome, I will be also opening the account today. In how much time debit card comes once the account is opened?

Can you please confirm 1 thing, they open new account directly as wealth/private? Or 1st normal 25k MAB account is opened and then it is upgrade to wealth?

What were the txns amount?

What's the last status then? And when was this status?

What's the current MCC for SBI Unipay for paying cc bills using debit card?

500 voucher is when we spend 1000 within 30 days, correct?

@nangkong 1 last thing to do from your end, temporarily block biometric through Aadhaar site or app.

No, this email id is fast in response (atleast till last March). Yes, visiting branch will be fast and best (but considering PNB, don't know how much knowledge branch person will have or how they will react to this). My suggestion will be to block SBI card, wait for email reply from PNB and...

Yes, immediately call SBI and block the card for now. And if PNB replies that no application received or contact details are not yours, then replace the SBI card.

@nangkong do 1 thing, email to this mentioned id "creditcardho@pnb.co.in" and ask them to check whether any credit card application is received or not. They can check through your PAN no. and if they say yes, then ask them the contact details mentioned in the application. And if those are not...

Raised to PNO direct (it is level 3 escalation), but let me once try calling the dedicated toll free no. for yes first credit cards.

Received the physical card, it is Reserv only. Emailed to PNO yesterday only, so let me wait for their response, not activating the card until they sort it out. If you can give some other email id like of credit card head then it will be a great help.

Their system is really messed up, have charged me Rs 10,000 + GST. Don't know 10k fees is for which card, have to wait for physical card delivery only.

Yes haven't done anything, will wait for physical card only.

Contacted customer care, they are saying when you set card PIN then only it will reflect in our system. Should receive the physical card tomorrow. Emailed to PNO also in morning regarding this.