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I didn't understand what is per card spends and how it is calculated?

But isn't it unlimited access in PP. What I was saying is one can use magnus PP. At the domestic lounge 1 can use magnus card for themselve and PP swipe for the guest on same PNR. This will not use the guest quota from pp rather the unlimited quota, right?

Thanks just wanted to confirm that. So 1 can use PP and magnus card both at domestic lounge, right? So that way you can at least take 1 guest with you in the lounge

I have used PP I got with Regalia in domestic for international departure and they charged me after 3 months on my card stating that you have used PP in domestic lounge. So PP will always work in any lounge (in domestic or international) who accept PP. But main question, is it free or...

I see. So would you say having HDFC classic / preferred account will help to get this card LTF? Of course when it's available on LTF offer.

It is sad that they are doing this now. Last year in February I applied the same way for Regalia ltf with C2C via an agent. And I got the card. Did something changed or did they stop giving ltf Regalia? What is the best way to get it now?

Same thing happened with 3 of my friends. They received moneyback when they applied for hdfc regalia lifetime free. First friend applied with sallary/itr. His salary is above requirements. He also has couple of other bank cards with good limit. Second friend already had Millenia and they...

Unfortunately, I activated it yesterday only before posting here. Is there any chance now?

Hi @VIMALRAJ L So last week I applied for Magnus credit card using another Chennai-based agent. He said there was no KYC person available at my location and then he shared a link to an online application and I had entered his employee code. I asked if I can apply for C2C online he said yes.. But...

Yeah, you're right. However, there are very few good brands in 10x category like Myntra, Pizza hut/Domino's, Yatra, etc where we can spend some time. But still not ideal for every month.

I have a doubt with Gyftr accelerated reward point. For magnus if you spend 200 you get 12 edge points. But if you spend it on 10x brand voucher, would you actually get 120 edge reward points for every 200 spent? If that's the case then the base reward rate itself would be 12% without...