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  • Users: GodFather
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  1. G

    Add-on card Income tax reporting

    Suppose I take 3 add-on cards for my family and in one year the primary card spends 3 lakhs and the 3 add-on cards spends 3 lakhs each. How much spending will be reported in the primary card holders income tax returns (26 AIS or whatever it is called) ? 3 lakhs or 12 lakhs ?
  2. G

    RBL Bank Credit Card Fee structure revision effective February 1, 2023

    Hi, We have an important update for you! There is a revision in the Fee structure on your RBL Bank Credit Card. Fee structure revision effective February 1, 2023: 1. Fee on Rental Transactions 1% fee on transaction amount will be levied on all rental transactions done...
  3. G

    Upgraded to Wealth card but addon card is still Select card

    After giving up the upgrade hopes, i came accross this forum and started to mail idfc to reconsider my upgrade request. Today morning i received my wealth card. But on the app I saw that my add-on card is still showing as select card. I called up the customer care requested the same, I told cc...
  4. G

    How to pay HDFC credit card dues via NEFT?

    I always pay my card dues via NEFT, cause it's the most safest way to make payments without worrying about putting a wrong credit card number by mistake. I couldn't find the neft details (IFSC code) to make the payments for my HDFC card. If anyone knows it, kindly reply on this thread. PS...
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    Effect of utilisation of more than 30%

    What would be the effect of utilising more than 30% and for how long that effect stays ? I mean next month my utilisation is low so score will increase or it will increase after x months of low utilisation.....
  6. G

    Upgrade offer from Dinners Millennia to Diners Privilege

    Hi All, Newbie here. Found this forum when I was searching for credit card related queries. Received upgrade offer from Dinners Millennia to Diners Privilege, when contact cc on phone they said the card won't be LTF and there are no offer's like spend x amount to convert to LTF or register for...
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