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Current monthly expense 50-70K Current primary cards are Infinia and SBI Cashback Which other card should I have in my wallet? Benefits please Also having ICICI Apay, Platinum, Axis ACE(closure request pending ), Citi Indian Oil, RBL Zamoto (will be closed soon as well).

So let say as NRI one gets CC in foreign country, moves back to India and defaults on CC with no intention of going back to foreign country.. 1. How does bank recovers such money 2. Possible future consequences? Visa denial in future may be

HDFC Dineout membership on Infinia is just for 1 year? or it can be renewed for free as well On other cards I remember HDFC used to offer yearly code for Dineout membership based on Spend but Infinia I cant see such thing