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  • Users: CardShard
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  1. C

    Infinia ASV and APV denominations max 500 now? Add on cards separate monthly limits?

    Previously gyftr for Infinia used to have ASV and APV Rs 5000 denominations. Now I can only see 500. Why? Something changed? Also, the monthly 10k limit, is that separate across add-ons? Or is it pooled?
  2. C

    Infinia I have Infinia, should I get an Amex? Which one?

    Title asks question
  3. C

    Axis Magnus Forgot to claim magnus welcome voucher, missed deadline by one day

    I was just procrastinating, and misremembered the expiry date. Now the option to claim the voucher has disappeared from the thriwe page. Is there anything I could possibly try?
  4. C

    Nothing new lately? No good card launches, no good offers

    Between November '22 and April '23, I must have added half a dozen cards, with some "super premiums" included (Infinia FYF, Magnus which has already paid for itself, Axis Vistra Infinite FYF), and also some other random cards (Indusind Legend, IDFC Wealth, Axis Select, etc., all LTF) Lately...
  5. C

    Cibil score jumpy

    My cibil had been pretty constant at 785. Last month it jumped to 795. This month it's back at 785. What's up? I took (upgraded) one card in the last month. Ok. I already had 8-9 cards, added one. Shouldn't be a huge deal. If cibil is this jumpy, it's rather useless in its function.
  6. C

    IndusInd Legend LTF worth getting?

    I'm getting this offer through Paisa bazar. Wanted your opinion on whether it makes sense getting this card. I have: Axis: IndianOil + Vistara Infinite HDFC: Regalia ICICI: Sapphiro + Rubyx + Amazon IDFC: Wealth All are LTF, except Vistara(FYF). Also, does IndusInd have access to 080?
  7. C

    No update on dispatch after approval.

    I applied for Axis Vistara Infinite. 9th Dec: Documents submitted 16th Dec: "Approved" SMS I can see the card updated on the app (pending activation using the code in the welcome kit). But no update on the dispatch status of the welcome kit. Any idea what the usual timeline is? I am not sure...
  8. C

    Elite vs Elite Advantage?

    What is the difference? I compared, but couldn't find any.
  9. C

    BLR T2 info

    The inauguration is set for tomorrow. Anybody knows 1. What carriers are going to be using the new terminal? 2. What the lounge situation will be?
  10. C

    Family banking / group benefits for unmarried couples

    For things like maintaining premium banking NRV/MAB at group level, thus sharing premium banking status with partner. - Is there some bank that allows this by policy? - Have you had an RM/BM allow this (despite not being allowed as per policy)? - Do banks ask for proof of relationship? Please...
  11. C

    New IDFC card application: being pushed to Select instead of Wealth

    I checked online on IDFC's website, it says I'm only eligible for Select (3.5L). Went to the branch to follow up, they said the only way to apply is online, and they can't take any requests through the branch. Essentially again got pushed to Select. The guy basically asked me to apply for...
  12. C

    Tracking spends made on add-on cards

    I wanted to know how the spends on add-on cards show up in statements. Are they shown separately so that I can sum them up per card? I learnt HDFC add on cards have the same number, so OTP only goes to the primary. In this case, it's impossible to track which card was used at least for online...
  13. C

    Can't add Sapphiro to GPay

    I almost exclusively use the Tap and Pay on GPay rather than carrying my card around. ICICI Rubyx Master Card works flawlessly, but I recently got upgraded to Sapphiro, and Sapphiro doesn't work with GPay for some reason. I tried escalating this with customer support, but the kind of stupid...
  14. C

    Magnus on Gpay Tap and Pay

    Have any of you tried adding your Magnus on GPay? It shows up as "Please Contact Your Bank **** 9876" rather than "Axis Bank **** 9876”. Interestingly, their Burgundy Debit card shows up fine. I would have added screenshots but Android stops you since it contains sensitive data. How...
  15. C

    Regalia to Infinia upgrade: FYF possible?

    I have a Regalia with 8L limit (LTF). Issued 5 months ago, total spending would be about 5L+. I wanted to upgrade to Infinia, but obviously got some pushback saying at least 6 billing cycles should be completed on Regalia. Regardless, I asked them to still try for it, or at least a limit...
  16. C

    What happens if I send money to friend as rent?

    I have used NoBroker rent pay before. Assuming reward > markup, is there a downside? Any income tax implication on "friend"?
  17. C

    Foreign transaction fee? Currency conversion fee? Forex markup?

    Too many terms used interchangeably. Reading this bankbazaar article, my understanding is the following. Say I buy something that costs $100. There's a currency coversion fee on it. Assuming 1%. Then there is the foreign transaction fee. Assuming 3.5%. So the final amount payable is ($100 + 1%)...
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