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  1. shubham__0720

    Sbi card apply

    I am currently 20 years old ..would be turning 21 in the month of november. However i have heard on some places that sbi gives credit card to 20 years 6 months old people also..Can i get now..Is there any method Please confirm?.
  2. shubham__0720

    Need further steps of action ,guide me

    I hold a Kotak dream different credit card 5000 limit (fd based) and recently got an limit increase offer on that card to 12000 with a charge of 100+gst.. no issue with the charge but I am not able to redeem my reward points on this card when I login through app or Go to kotakrewards.com ,it...
  3. shubham__0720

    Regarding refund on Axis card

    I was about to recieve a refund from Myntra but rather than recieving refund messages .. i recieved transaction declined messages for the same amount that was to about to be refunded.. what's happening ..i cant understand .. Please help me regarding this..
  4. shubham__0720

    Edge reward points not credited after 5th march

    Has anybody recieved edge rewards after 5th march..I made a transaction on 4th march but still points are not credited .. neither bill for my axis my zone credit card is generated ..It was mentioned by customer care that the billing date is 10th Of every month However The bill For flipkart axis...
  5. shubham__0720

    Kotak Credit card

    I Got a 811 dream different credit card (secured) in the month of January ,and since then i am not able to view ,redeem the reward points. I think some issue is there with my credit card as upon login to kotak rewards,it says No products found for this CRN. and it also says INVALID EXPIRY DATE...
  6. shubham__0720

    Regarding Edge rewards

    I am new to axis bank credit card, Please tell when will the reward points for a particular transaction gets credited ,Is it after statement generation ,or when transactions settle or instantly ??
  7. shubham__0720

    Regarding Conversion to LTF

    Actually my father holds a Sbi prime credit card. And its annual fees are 3000+540=3540 with not much benefits.Can i ask customer care to Convert it into ltf If yes ..how should i proceed . If they decline should he continue using this card because fees is not a problem but its not providing...
  8. shubham__0720

    Payment not credited

    I made total of 4 payments towards amazon pay icici credit card of Rs 880- From Gpay(25th Feb) 10000-From Paytm (27th Feb) 10000-From Paytm ( 27th Feb) 7247- From cred ( 27th feb) My 2 payments from Paytm got credited in 10 mins but Payment from Gpay and Cred are not credited till now.. the...
  9. shubham__0720

    Regarding Aggregate Limit confusion

    Hello there i got 2 cards of Axis with a aggregate limit supposedly if i spend 5000 with axis card1 and spend 2000 with axis card 2 then 1.I need to pay the outstanding limits on both cards separately or paying 7000 on any one card will work. 2.Will 2 separate statements be generated for...
  10. shubham__0720

    Regarding Myzone LTF

    I recently got my fk axis card on 9th feb,but this my zone ltf offer is very tempting , Should i give it a try ?? i have seen many people getting it approved .I also have Itr of 4.9L ,What would be the disadvantages of applying now other than a hard enquiry on the cibil. If this card gets...
  11. shubham__0720

    regarding waiver of annual fees

    Does anybody have a method of calculating the spends . means how can i calculate that i have achieved the Spend . Fee waiver of annual fees. Means which transaction to include .Which to not include ??? any idea I am basically asking for Flipkart axis 2 lakh waiver..
  12. shubham__0720

    Regarding Axis Credit card

    I m new to this Axis Flipkart Card .Could anybody please answer few of my doubts.I would be highly Grateful. 1.I did a transaction yesterday on a ice cream shop and today on a grocery shop but only recieved 1.5% cashback message for today's transaction . Why ?? 🙁 2. The annual fee waiver that...
  13. shubham__0720

    Thank You Techno fino community

    I just got my first unsecured credit card approved and i am very happy . I just became 19th in the month of November .and was holding Idfc wow and one card (both FD based) and i applied for Fk axis every 6 months but 2 times it got declined but this 3rd time .it got approved .However the limit...
  14. shubham__0720

    Regarding Flipkart axis bank Credit card

    I recently applied for Flipkart axis credit card (few days back) and today got a call for documents pickup for which they mentioned Aadhar and PAN.So what should i do to maximize chances of approval as last time same method was done in the month of October but it got rejected.Any suggestions...
  15. shubham__0720

    Regarding overlimit

    Actually i have Kotak credit card with 10000 limit , And i need to make a purchase of Rs 20000 from Amazon ,as there is a discount running on kotak credit cards, So can i make a prepayment of 10000 extra and then the limit will be 20000 , then i can make the purchase ??? Please guide me through...
  16. shubham__0720

    Great Service By IDFC

    Applied for IDFC WOW credit card . Instantly Approved. In 3 Hours got the details in the app and Recieved the physical card today ( in 2 days ) Also Recieved a call from their customer care explaining all the necessary features of the card. Good.
  17. shubham__0720

    Regarding Flipkart Axis Credit Card

    I applied for flipkart axis card last time in the month of november And all the kyc process was done offline . A guy came for signature and all but eventually the application was not processed succesfully However i have again recieved a option for applying the Credit card on the Flipkart app...
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