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  1. 2

    If today RBI asks you to keep only one credit card, which one that would be?

    Hello Friends, The title of this thread is self-explanatory. -------- Strict Rules for posting your comment(s) in this thread. 1. No Spamming. Only a single post/comment is allowed. I'd request all respected moderators to delete all duplicate/ multiple posts by all members, including mine...
  2. 2

    Offer Fulfilled! Free Times Prime Annual Membership/ Subscription using Visa Signature Credit Cards. April 2025, Step-by-Step Process Illustrated

    Detailed step-by-step guide to activate annual TimesPrime membership for free! Hi all, This afternoon, I asked a question in this thread: Can someone guide me through the process of getting a free annual subscription to Timesprime Membership? After some initial discussion without much...
  3. 2

    Suggest me good add-on credit cards that can co-exist in the same wallet or help build the add-on holders' credit scores

    Dear friends, I am looking to apply for some add-on credit cards for my wife, who resigned from her (good) government job six years ago. Which of the following credit cards has separate benefits for its add-on cards? I'm looking for ideas. Please note that if the benefits are shared and there...
  4. 2

    TF Member Statistics: Top 10 most desirable credit cards (2025)

    Friends, Let's vote to find the most desirable top 5 / 10 credit cards in India (2025). Try to create the best combination. You can comment on the best 3-8 combinations. Don't just look at the benefits they offer, but also keep in mind the annual fees and the terms and conditions that must be...
  5. 2

    Yes Bank and/or Kiwi Credit Card - Help

    Friends, 1. Can I get the Kiwi card option in the Yes Bank CC application process from the webpage? 2. How to get a Yes bank core card LTF (for cc Loan)? 3. Do I get the option to choose Yes Bank while applying for a Kiwi card from the Kiwi website/ app? (I have three axis cards, hence, want...
  6. 2

    Rupay Select Debit Card (RSDC) Features and Benefits - Latest update (FY 2025-26) & Future Uncertainties - Discussion

    Hi Guys, Recently, on 25-Feb-2025, NCPI (Rupay) released the following document (see attachment). The document explicitly gives information about the benefits of RSDC, the reference cost of features offered by this card, and the calculation methodology to ascertain the probable actual cost to...
  7. 2

    TF Statistics - Most Rewarding Debit Card(s) for Bill Payments in India

    Hi Friends, This thread was about conducting a quick poll on the most rewarding debit card(s) in India that we TF members have to cater to our bill payment needs. This will help us resolve specific queries about these cards and accounts. This poll only includes debit cards that offer at least...
  8. 2

    TF Member Statistics - Most Popular Credit Card - Axis Bank

    Dear Friends, Kindly participate in this grand poll to find the most popular credit card among TF members. (Multiple selection allowed) This Thread is to find the Most Popular Axis Bank Credit Card Most Popular Credit Card of Other Banks Index Page - Not Ready Yet HDFC Bank -...
  9. 2

    TF Member Statistics - Most Popular Credit Card - ICICI Bank

    Dear Friends, Kindly participate in this grand poll to find the most popular credit card among TF members. (Multiple selection allowed) This Thread is to find the Most Popular ICICI Bank Credit Card Most Popular Credit Card of Other Banks Index Page - Not Ready Yet HDFC Bank -...
  10. 2

    TF Member Statistics - Most Popular Credit Card - HDFC Bank

    Dear Friends, Kindly participate in this grand poll to find the most popular credit card among TF members. (Multiple selection allowed) This Thread is to find the Most Popular HDFC Bank Credit Card Most Popular Credit Card of Other Banks Index Page - Not Ready Yet ICICI Bank -...
  11. 2

    Someone trying to impersonate my identity in Bajaj Finance - is it a fraud attempt or a blunder by Bajaj Finance?

    Hi Friends, Today, I received a letter from Bajaj Finance. After reading the content of the letter, I realised that someone was using my identity to upgrade his Bajaj Pay wallet with a different number. I have not requested to upgrade my Bajaj Pay wallet, and this mobile number is not mine...
  12. 2

    PAN Aadhaar Linking

    Hi Friends, I was looking for linking pan and aadhaar for some senior citizen relatives who do not aware about the government dictates on this. After a brief search I found that last date for pan and aadhar linking was 30-June-2023...
  13. 2

    Devaluation AU LIT Credit Card Devaluation 2025

    First devaluation of 2025. AU LIT Credit Card has suddenly reduced the benefits of four very important features by about 50%. 1. Apparel Spends 199/- +GST (90 days) now onwards will earn maximum cashback of Rs. 500/- per 30 days cycle. (Earlier it was Rs. 1000/- per 30 days cycle) 2. Also...
  14. 2

    Income Tax: New Regime vs Old Regime

    Which Income Tax Regime have you opted for in ITR? 1. Old Regime 2. New Regime 3. Don't Have Taxable Income 4. Prefer not to disclose Update: CBDT expects 95-97% of people to opt for the new tax regime in the coming days/years. The current rate is 72-75%. Reference: 1...
  15. 2

    Income Tax Slab & Rate for FY 2025-26

    Hi Friends, Below are the new income tax slab and applicable rate for FY 2025-26, as per the budget announcement by our Finance Minister dated Feb. 1, 2025. I have also calculated taxpayers' net savings (based on reference income) for your quick reference based on the recent tax cut...
  16. 2

    Suggest me a joint account for pre approved offers and rewards

    I am looking for a joint bank account with my wife. I already have accounts with SBI, HDFC, RBL, UCO, AU, Kotak, and ICICI. She has with PNB, Indian, and Kotak. Now we want to open one/two joint account with following objectives: 1. Good mobile banking / UPI enabled in both mobile numbers. 2...
  17. 2

    PLCC: Personal Loan on Credit Card (Interest Rate, Proc. Fee, and Offering Banks)

    This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intends to list banks that offer PLCC on a pre-approved basis and the interest rate they offer to credit card holders. Such information will be useful for many credit card enthusiasts. Currently, GST (18%) is added to...
  18. 2

    Which banks allow multiple standalone debit card with added benifits in a single savings account?

    How many debit cards allowed per account? Seeking your expertise to share knowledge for those in doubt. I will try to update this wiki thread as per the verified input received from others who have already availed or availing multiple debit card benifits in their savings account (single...
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