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  • Users: CapWilder
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  1. CapWilder

    Devaluation Niyo Global SBM Credit Card

    Niyo Global SBM Credit Card will no longer have free international lounge access for spending above Rs.50,000/- You will now have to pay Rs.999 per year for Niyo Premium to avail the lounge access benefit.
  2. CapWilder

    Axis Vistara Card Limit not increasing for Axis Vistara Signature CC

    I have been using Axis Vistara Signature CC since January 2023. I have 4 credit cards in total with 0 late payments and 4 years of credit history. My highest limit on HDFC Diner’s Privilege is 2.4L. Yet my Axis card is still stuck on 90k limit and I have never received a limit enhancement...
  3. CapWilder

    Club Vistara details not transferred to Maharaja Club

    I linked my Club Vistara account to my Flying Returns account on 05AUG24 and even received a confirmation email from Vistara. However, my Vistara data has still not been transferred to Maharaja Club. I am missing my Silver Tier membership, 2055 points, and a premium economy voucher. I...
  4. CapWilder

    Tata NEU Infinity Application

    Guys, I want to apply for TATA NEU INFINITY. 1) What is the approval chance for income 8.9L? 2) VISA or Rupay Select. Which is better? 3) How to get it LTF? It’s showing me 1500 charges on app but I want it LTF.
  5. CapWilder

    AXIS Vistara Credit Card after the merger

    Guys, will the renewal and milestone benefits remain active on the AXIS VISTARA SIGNATURE CC after the Air India merger? My card renewal in on 07JAN25. Should I renew and expect the same points and vouchers for AIR INDIA? Or is it better to close/upgrade the card?
  6. CapWilder

    Applying for Axis Vistara Signature Card

    Hi guys, I am applying for the AXIS VISTARA SIGNATURE CC. My EXPERIAN is 819 and CIBIL is 754. My salary matches the eligibility criteria. Is my credit score enough for this card or should I wait a bit longer before applying?
  7. CapWilder

    Applying for Axis Vistara Signature Credit Card

    Hi guys, I want to apply for the AXIS VISTARA SIGNATURE CC next month. My CIBIL is 764 and EXPERIAN is 819. My next month's salary slip will be enough to show the income required for this card. However, should I apply for this card online or offline? I want this card desperately. Also, how...
  8. CapWilder

    Impact on my CIBIL score after closing 6 accounts

    Hi guys, I have closed 2 credit cards and 4 loan accounts of NBFC cards. Once these are reported as CLOSED on my credit report, what impact will it have on my credit score? My CIBIL is 764 and EXPERIAN is 819.
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