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  • Users: DEEP_RAY
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  1. DEEP_RAY

    Canara Bank Asking for Field Visit & Geo-Tagging – Is This a New Norm?

    Hi everyone, I recently visited Canara branch to open (or have) a savings account with Canara Bank, and now they are insisting on a field visit by a representative. They mentioned they also need to collect geo-tag information during this visit. This is the first time I’ve heard of such a...
  2. DEEP_RAY

    VKYC Failure on Jupiter Due to "Scripted" Marking – Any Second Chance?

    Hello everyone, My wife recently attempted to open a Jupiter account, but her VKYC was marked as "SCRIPTED" by the agent. She isn't fluent in English or Hindi, so she had written down the PIN code for reference, which the agent noticed during the call. Has anyone faced a similar issue? Do...
  3. DEEP_RAY

    ICICI RuPay Coral Credit Card – Available Limit Showing ₹200 Extra! System Glitch?

    Issue with ICICI RuPay Coral Credit Card Statement – Available Limit Showing ₹200 Extra Hi everyone, I have an ICICI RuPay Coral Credit Card with a credit limit of ₹45,000. Today, I received my latest credit card statement and noticed a discrepancy in the available limit. 🔹 Observed Issue The...
  4. DEEP_RAY

    Understanding UPI Payment Delays: P2P vs Merchant QR Transactions

    When making UPI payments between individuals (P2P), the amount is usually credited instantly to the recipient. However, there are times when I have experienced delays, with the transaction status showing as 'PENDING' and the amount getting credited after up to 48 hours. I am curious about how...
  5. DEEP_RAY

    Regalia Gold Regalia GOLD LTF Upgrade

    Today while checking CC upgrade option on HDFC netbanking then found Regalia Gold upgrade offer worth Rs.0 Annual charge. Is it really LTF ? Earlier same option was coming but with Rs.2500. Don't know if they will charge or not !
  6. DEEP_RAY

    HDFC and Bluedart issue

    Recently, my HDFC Regalia card was renewed and dispatched via Bluedart. Usually, HDFC or Bluedart sends a dispatch SMS, but I have not received anything apart from a single dispatch email, so that was okay. Today, I was on a call with Bluedart support regarding the delayed delivery. They...
  7. DEEP_RAY

    HDFC CC Renewal Process

    Hello All, I am using HDFC Regalia First and which will be expiring on May 24. I have received one sms from HDFC 15 days ago that your card has been renewed and will dispatch shortly. But still I have not received any update regarding dispatch status. When I am calling support they are just...
  8. DEEP_RAY

    Does Jupiter (Federal) UPI is good as Paytm?

    Hi All, I am looking for Paytm Payments Bank alternative (which I used for d2d UPI transactions). 1. Please let me know from your experience JUPITER (Federal) UPI service. 2. Can I make auto recurring via JUPITER UPI?? (Not working for me Airtel Payments bank with Phonepe) 3. And how is the...
  9. DEEP_RAY

    HDFC Applied for Credit Card Fraud

    Hey Folks, Today Morning, My Dad received a SMS from HDFC regarding Credit Card application status. Check screenshot below: But my Dad has never applied for any credit card via Branch (never visited branch) or Net banking (he doesn't have access). FYI - He has savings account in HDFC. 1. How...
  10. DEEP_RAY

    What does mean COP POTENTIAL ?

    While checking my HDFC bank statement, I found they have mentioned COP POTENTIAL beside my account number. Does any one know what COP POTENTIAL means exactly ?
  11. DEEP_RAY

    ICICI Customer ID link query

    Hi, I have amazon pay credit card. Customer Care has recently generated my user id and shared with me. For my office I have to open a salary account with ICICI next week. So my question is - Will be my new salary account merged with the same customer id. Can I see both card and account in...
  12. DEEP_RAY

    Best way to pay ICICI APay Bill. Please Vote.

    New to APay and ICICI. Wanted to know best way to pay CC bill of APay. FYI - I don't have any account in ICICI. Vote based on your experience.
  13. DEEP_RAY

    Difference in Spend Limit (App) vs Manage Limit (NetBanking) in ICICI CC ??

    Hi All, I am new to ICICI Credit Card. While I was trying to manage my card, I found 2 options available in Netbanking and iMobile application. 1. Spend Limit (app) - Via this I can reduce my spend limit from 10% to 100% of my actual credit limit. 2. Manage Limit (Netbanking) - I can see it...
  14. DEEP_RAY

    NOW CHECK - AMAZON PAY PRE-APPROVED OR NOT

    Recently I have applied for Amazon Pay Credit Card. I don't have any relationship with ICICI previously. After normal VKYC (no income docs) my status page was showing 4 sections - Application Received Document Verification Application Under Process Card Approval So after 3 hours of...
  15. DEEP_RAY

    Unable to use iMobile and Netbanking APAY CC

    Today I have received my card. When trying to login via Netbanking it is showing mobile number not registered but OTP is coming. Also when using iMobile it is showing Pocket Wallet activated in your number. How to fix that issue ?? FYI - I called support and they asked me to a day. Anything...
  16. DEEP_RAY

    Regalia HDFC DEBIT + CREDIT CARD NOT WORKING IN AMAZON

    Hi All, I am using HDFC Regalia First and HDFC Millennia Debit Card. Both were saved in my Amazon account and last I have used on 9th June. Now today when I am trying to pay via HDFC Debit or Credit amazon is showing error message that it is unavailable. FYI - My Amazon Pay card just...
  17. DEEP_RAY

    Amazon not showing the Card

    I received an SMS this morning that my Amazon Pay card was approved (no email). They have mentioned a link to Amazon for further steps to follow. When I am clicking that link, It is opening Amazon app and showing a congratulatory message. So here few issues: 1. When trying to redeem the Amazon...
  18. DEEP_RAY

    What does this status mean ?

    I have applied for ICICI Amazon Pay CC today. They have not asked for any documents not upload option is coming for me. But the status page has been changed now and they have done a CIBIL query. Can anyone help me what does it mean and why Document Verification has been removed ? Changed to =>
  19. DEEP_RAY

    Amazon Pay CC QUERY

    I want to apply for Amazon Pay ICICI CC. Now I want to use a different email id for the Amazon Pay ICICI card (that means I want to use a different email id which is not used in the Amazon account where I am applying). Will it create any issues? Or do I need to use the same email id as Amazon...
  20. DEEP_RAY

    UPI Transaction Failed Query

    Hi, A few months back I sent some money via DBS bank UPI. The transaction was instantly went to pending status and after 2 days it credited to the recipient. Now I have a query -- Can the same thing happen when I pay a large amount to a merchant ?? Because in that case it will be...
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