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I have closed my kotak credit card last year It is settled in my cibil report but not in crif acc to cred It is still showing limit utilised and dropped my credit score

I m using my first cc, 6e rewards card with 50000/- for past 4 months now I want to upgrade to a better one from hdfc or any other bank any suggestions on what should i do . I'm doing the basics and making maximum transactions and paying in full Please guide everyone.