Search results for query: *

Hello Everyone, I wanted to share a recent experience with HDFC Bank regarding Monthly milestone voucher for my DCB Plastic Credit Card. For the month of Feb-2025, the benefits were locked even after spending 80k+. On the smartbuy portal it was showing as 79828, but from the statement and my...

I did all my CC payments today via CRED and noticed that there is no cashback given. I mean not even that "spin" button where it used to give some pennies (1 - 10 rs cashbacks). I just did payment of around 10 CC (total amounting 1.5 lakhs), No cashback, only some POP Challenge in which I've to...

Got this email today. Looks good as most of my spending is on DCB. See if you have received similar message/email.

I have AU Zenith Credit Card which I got as one of my first credit cards in Dec 2022. Being a CC noob that time, I used it in the first year extensively (~10 lakhs spend) Since I met renewal fee waiver criteria, I kept it for next year. However, after devaluations and having other better cards...

So I came across this app, Piepay Where you can use your card to pay for someone else's purchase and earn comission. Just like when we lend our card to our friends. Check this out: https://www.piepay.in/ I did try to register myself and added few of my cards, so far no one has requested any...

In my view devaluation of credit cards will continue and getting a limit enhancement is going to be more difficult in coming years. These two are product of various circulars from RBI and market related factors. Some of them I've outlined below: Due to higher risk weightage annoucned by RBI...

RBI released a circular today to increase frequency of reporting. How will this impact us? The new rule says: Banks and lenders must share information with credit bureaus more often (every two weeks instead of every month). Credit bureaus must process this information faster. Banks and...

Got this email today. Seems HSBC is upgrading the Visa Platinum Card and may make it similar to Cashback in coming months. There is a condition to spend 15000 in the month. https://mail.hsbc.com.hk/in/cc_platinum_0624/platinum_credit_card_tnc.pdf

Kiwi has already signed MOU with Kotak. Hopefully they launch multiple banks. Looking at their aggressive plan, they might not block users from getting multiple cards from different banking partner...