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  1. cardio_guy

    Suggest me a credit card for offline jwellery purchase

    Hello, I will be purchasing a small amount of ornaments tomorrow - (two earrings) for my mom. We will be exchanging one old broken earring and the final cost after exchange is expected to be somewhere below 60k. We will be purchasing from either Bhima or Tanishq (For long time, my mom is...
  2. cardio_guy

    AI Tools Compilation

    AI tools are becoming a big part of our everyday lives. Many people now use them to save time, work better, and be more creative. From writing and designing to learning and planning, AI tools can do a lot. It’s interesting to see how people are using them in their own way to make life easier...
  3. cardio_guy

    How to improve the return % on credit cards?

    Hi all, This could be a noob question. I have only cashback credit cards. I have been tracking the cashback percentage on the last few months and it has always been mostly less than 2%. I will list down the cards that I have, this month's bill and cashback received: CardBill AmountCashback...
  4. cardio_guy

    Tata Neu Indusind Bank Forex Card is launching soon

    Tata Neu is excited to announce the launch of a new forex card in partnership with Indusind bank. You can find all the information about this exciting new product in the Tata Neu app > Neu Money section. They have provided some high-level details about the card and also included an option to...
  5. cardio_guy

    Mac to Windows laptop migration - looking for suggestions

    Hello, My office laptop is getting refreshed and I am getting a windows laptop now. Earlier I used to use a Mac, but during this refresh, they are giving a windows one. This is the specification. Is it overall good? Data Transfer: What all things to take care while migrating or data...
  6. cardio_guy

    Looking for Suggestion on Dining Table Purchase

    I want to buy a dining table, (just the table without chairs). Currently, I have a 6-seater table and chair set, but one of the table legs is completely damaged. It's a Damro glass top table. I have tried to find a place to repair it, but it has been difficult. Additionally, the table is 15...
  7. cardio_guy

    Investment plan for a friend

    One of my friend (also a distant relative) reached out to me asking for his investment advice. He has shared his investment details with me and asked for suggestion or feedback. Since I am not very sure, I asked him to approach any financial planner. But I thought of sharing the details without...
  8. cardio_guy

    Which app do you use for train ticket booking?

    The most popular app or website is IRCTC but there are so many other apps and websites to book train tickets. Initiating a poll to find out which all apps are there for train ticket booking and what special benefits do some of them provide.
  9. cardio_guy

    How many app wallets do you have? (Where all are your money spread?)

    These days, we use many different apps, and almost every app has its own wallet. Whenever we get cashback or reward points, they go into the wallet of that particular app. This means our money or rewards are scattered across many places, instead of being in one spot. Apps do this on purpose...
  10. cardio_guy

    Which is your preferred web browser? - Query and Discussion

    I've been using Chrome as my default browser for many years. I've signed in to my Gmail account and synced my web activity. It's helpful for me to see and restore the tabs that I open on my mobile when I switch to my laptop. But I'll be changing laptop next month and I'm considering switching to...
  11. cardio_guy

    Tata Neu App Partner Brand Tiers - Air India Express, Titan, and Taj

    As all of you might know, Tata Neu app has tier level system within the app for itself - Explorer, Insider, Elite and Legend. Neu Infinity Card holders get 5% on app purchases, apart from 5% on card purchase. That being said, To fully explore neu benefits, we need to enter the Legend tier...
  12. cardio_guy

    Financial Planning for New Year: Tax Year 2026 - Discussion

    So yet another financial year is ending today. Tomorrow onwards, there is no concept of Financial Year and Assessment Year. It is just called as Tax Year. How has been your investments in last year and till now? Are you financially better today than what you were an year back? Are you able to...
  13. cardio_guy

    ICICI Bank Account Opening Experience - Comprehensive Discussion

    My Experience with ICICI Bank Over the past few years, I’ve had multiple interactions with ICICI Bank, including their branches, staff, and customer care. Despite being the largest private bank in India, I’ve found their processes, standards, and policies to be inconsistent and sometimes...
  14. cardio_guy

    Social Media Management / Digital Marketing - Query & Discussion

    Hello everyone, I need a help. A new lodge (rooms for stay) is opening near my home, and the manager and office assistant are not very tech-savvy. I have known them for some time, and recently, they asked me to help with social media management for the lodge. They don’t need anything too...
  15. cardio_guy

    ICICI iLens - Track your applications easily

    Disclaimer: This is an old news, this was launched in November 2022, but there is no thread about this in TF, so creating one. ICICI Bank has launched iLENS, a brand-new portal designed to make tracking your credit card, loan, or any credit-related application easier than ever! ICICI iLens is...
  16. cardio_guy

    Google One subscription: Change payment method - Query and Discussion

    Hello, I need help with my Google One subscription. Let me explain the current situation. I have been making payments for a 200 GB Google One subscription using my Amazon Pay ICICI card, and it has been automatically deducted for the past 2 years. After learning that I can use play balance to...
  17. cardio_guy

    List of Useful Threads and Posts

    Which are some of the useful threads in this forum other than Informative Threads? Some threads that you keep coming back or bookmarked for references? I'll list down some. Please add yours. General Financial and Banking Learnings by @cardio_guy Delights and Regrets of 2024 by @kumars_001...
  18. cardio_guy

    Which was the best birthday offer that you got?

    Hi all, we know that a lot of banks, cards, apps, and websites offering special birthday offer for their customers. You get additional benefits, 10x reward points etc. when you shop on your birthday date, or birthday month. What was the best birthday offer that you have redeemed so far? Or what...
  19. cardio_guy

    Sharing experience of 3-day Trip to Madurai

    My recent 3-day trip to Madurai with my family of four was a whirlwind of excitement and unexpected hurdles. We embarked on our journey by train from Kochi, opting for the comfort of 2AC class. Trains 16343 and 16344. The initial leg of our trip was riddled with booking mishaps. I mistakenly...
  20. cardio_guy

    Swiggy one benefits giveaway - (all valid till 31 March 2025)

    Return Favour: Follow me and Rate my profile: 2 months YouTube premium: (https://www.youtube.com/redeem) Coupon 1: 00ib9s6r7e2dc Coupon 2: 00e9i5es2ns36 3 months audible premium Plus: WU3T-PEFTPF-G4PDB9 Hamleys Rs 500 off on shopping online above Rs 2500: SWGBLCK735JD617K Lakme Salon Free...
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