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Hey everyone, Here’s a recent issue I faced with IndusInd Bank while redeeming one of my Fixed Deposits — sharing this so others can stay alert and double-check when their FDs mature. 🔹 I had an FD of ₹1,00,000 which matured today. Based on the interest rate, the expected maturity amount was...

Hi Guys, Today, I randomly came across an article, and you won’t believe it—I was shocked! 😲 A person holding 1,638 credit cards? He’s truly an inspiration for our community! 🤣 🤣 🤣 I have no idea how he managed to get such a huge number, but hats off to him for his love of credit cards. At...

Planning an international trip or making foreign currency transactions online? Choosing the right credit card can save you huge forex fees and even give you net positive returns on your spends! In this thread, I’ll cover the best credit cards for international usage, ranging from entry-level to...

I've been observing for the past few months that several merchants around me are disabling Rupay credit card acceptance on UPI due to MDR (Merchant Discount Rate) charges for transactions above ₹2,000. Ironically, most Rupay credit cards offer rewards only on transactions above this limit. This...

Hi Guys, Over time, many banks have evolved, and several new players have entered the market. Finding the best bank in terms of customer service, wealth management, IT infrastructure, branch network, and more is becoming increasingly difficult. While I share my experience here, I’d love to...

This sheet provides a detailed breakdown of excluded spending categories for popular credit cards from all major banks. It includes categories such as 1. Govt / Tax 2. Rental Txns 3. Wallet Load 4. Insurance 5. education 6. Jewellery 7. Untility Bill payments 8. Fuel along with their applicable...

Comprehensive Credit Card Guide First and foremost, I’d like to express my sincere gratitude to this community for sharing knowledge and spreading awareness about credit cards. Over the past three years, I’ve learned a lot and gained significant insights into the world of credit cards, thanks...

Hi everyone, I am currently looking for an HNI account, and I can maintain ₹25–30 lakhs in FDs. Here are my requirements: Debit Card with Unlimited Lounge Access - Compulsory. Good Internet Banking/Mobile Banking UI - I rely heavily on these services over branch visits. Premium Credit Card as...

My brother had an ICICI Savings Account that he closed a year ago. Recently, he received a pre-approved offer for an ICICI Rubyx Dual Variant credit card, and the card has been delivered. However, when we try to link it to mobile banking, it immediately asks for authentication using the...

Hi community, Today, while checking the available credit card limit of my ICICI Coral RuPay credit card on GPay and Cred, I noticed a strange glitch. It's very unusual, and I’ve never come across such an error before. It seems to display the limits of other ICICI RuPay credit cards, which could...

Hi, I closed my Legend credit card 3 months ago, which had a limit of ₹88K. I had repeatedly tried to send emails for a LE with all the required documents, but due to technical issues on their end, they couldn’t receive my emails. Frustrated with their service, I decided to close the card...

Hello all, On 21st October 2024, I booked tickets through the IRCTC app using my Kotak Myntra Credit Card. Here’s what happened: First Attempt: chose Cred and selected Paytm UPI in other upi options. Chose Kotak RuPay Credit Card. Payment failed, and tickets were not booked. Second...

I recently closed my father’s HDFC Business MoneyBack credit card, which had an 80k limit. Shortly after, I applied for the HDFC Tata Neu+ credit card. During the application process, I noticed two card variants: Tata Neu+ Visa and Tata Neu+ RuPay. Initially, I intended to apply for the Tata...

Hi, I've been facing multiple issues with my IndusInd Bank savings account and Indie account. Recently, I updated my registered mobile number in the bank's records, and ever since, the issues have escalated, causing me immense frustration. I hold Indus Select and Indie accounts with IndusInd...

I know a lot of ppl here facing this issue Has anyone here started with an HDFC co-branded credit card and later successfully got an HDFC core credit card without closing co-branded one? A common issue that I’ve noticed is that if you get your first credit card from HDFC as a co-branded card...

Hello All, Recently, I updated my mobile number on my HDFC Customer ID, and all my bank and credit card accounts have been updated with the new number. My Queries: Will HDFC transfer the earned NeuCoins to the previous Tata Neu account? Since I need to de-link the card and re-register it on a...

Hi, This morning I made a payment of Rs.1900 through the Tata Neu app using TATA NEU Inf cc It was successful but after that payment, I tried to pay again to the same merchant but it's not working I tried all my Rupay cards and none of them worked I tried many upi apps and tried paying for...

Hi guyss.. My friend is gng abroad for his higher studies and applied for few universities He doesn't have any credit cards and he asked me to give my card details for his university admission fee payment in the past few weeks, I've used my cc a couple of times to make his fee payments But...

Hi, My friend has recently made his university admission fee payment using my RBL Bank World Safari credit card The fee is $75 + $2 service charges (he said) But RBL guys processed the $75 and declined the $2 service charge. I've never seen this type of transaction decline before The...

Rcvd this card a month ago stmt gen on 12th of prev month Did not receive cashback credit yet usually they credit the cashback amount on 7th of every month if stmt gen date is 12th so need ur replies Have u got ur cashback credited to ur card (Rupay variant)