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  • Users: tuhin
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  1. tuhin

    BOB SNAPDEAL CC Rewards missing

    I am a BOB SNAPDEAL CC holder. I am actively using this card primarily but I am noticing that BOB is not crediting reward points on a few UPI transactions. I went through the MITC carefully but didn't find any reason. Hence, I emailed them. Surprisingly, they mailed me the MCCs against those...
  2. tuhin

    Indusind Credit Limit Increase Procedure

    I have one Indusind Credit Card which is having pretty low credit limit under 30K. I want to increase the limit of my existing card. Can someone pls guide me, how to increase?
  3. tuhin

    HDFC Bank raised minimum balance requirements criteria after ICICI Bank

    I am not sure but I found this news from various other news portals: https://www.republicworld.com/business/after-icici-bank-hdfc-bank-raises-minimum-balance-for-new-savings-account-check-latest-rates After Icici, HDFC bank has also raised MAB to 25K
  4. tuhin

    BOB Lite Current Account via Offline mode/through branch

    Can we open BOB LITE CURRENT Account through Branch? Actually, I am an existing BOB SB Account holder so system is not permitting me to open any other account via online mode. Can anyone please confirm.
  5. tuhin

    Zero Balance Digital Current Account

    Is there any bank in India which is providing Zero Maintaining Balance Current Account which can be opened through Digitally & having free debit card & free sms alert facilities? Thanks
  6. tuhin

    How is your journey with IDFC Bank?

    Hi, I am curious to know your usage feedback on IDFC Bank products like: 1. Savings Account 2. Credit Card 3. Loans Thanks
  7. tuhin

    BOB Blocked my account for UPI transaction

    Hi, I am noticing that BOB blocked my SB account suddenly without any prior notification for any UPI transaction. Though, my account is working fine for other digital channels like NEFT but it is not working for UPI. Multiple apps are showing my account as blocked but the status is showing on...
  8. tuhin

    Best PSB ACCOUNT post zero MAB

    Many PSBs have waived offs MABs, in this context can anyone pls suggest a few bank accounts where we can get: 1. Zero DC charges (Virtual DC or Physical DC) 2. Zero SMS alerts charges I know only BOB/SBI have these facilities or we can turn off SMS alert facilities or turn on VDC facility...
  9. tuhin

    Karnataka Bank new MAB requirements

    In the era of waiving off minimum balance criteria, Karnataka Bank which is one the oldest private sector banks in India, has changed their MAB requirements from August'25. Those who were availing Rs 500 MAB facilities for SBs without cheque book, now they have to bear a huge jump. New...
  10. tuhin

    Race of MAB waiver in PSBs

    Recently I am seeing a new race within PSBs to waive off Minimum Balance requirements. A few banks already waived off the charges as below: 1. SBI (State Bank of India) 2. CANARA BANK 3. CBI (Central Bank of India) 4. PNB (Punjab National Bank) 5. BOB (Bank of Baroda) 6. BOI (Bank of India) 7...
  11. tuhin

    Kotak is sending physical dc without authorisation

    I have a Kotak811 account past many years. Today, I received a physical debit card without any prior authorisation from myself. My virtual card is going to expire in the coming months. Kotak has upgraded my virtual to physical one, I am not sure how & why? Are you facing similar kind of...
  12. tuhin

    Private bank with Zero Balance Account & LTF DC

    Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...
  13. tuhin

    Need review on Indian Bank

    Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...
  14. tuhin

    Need a Joint SB Account

    Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...
  15. tuhin

    Beware of BOB Home Loan

    Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...
  16. tuhin

    Which bank is the most preferred one for Home Loan

    I know many people will select SBI as the preferred one but I have a bitter experience with them, they were offering me the highest interest rates even after having good cibil score & charging here & there which is unclear. So, I am little curious about public opinion.
  17. tuhin

    Issued SimplySave CC against FBB StyleUp card without consent

    Recently SBI issued me a SimplySave - MasterCard variant Credit Card without my consent & approval. I was using an FBB StyleUp card & I was happy with the benefit of the Annual Fee Reversal of Rs 500 through Rewards Points Credit (2000 RP) which was making this card as virtually free of cost...
  18. tuhin

    Pluxee Reimbursement Rupay Card Balance

    Hi, I am using Pluxee for Communication Allowance from my employer. I have already reimbursed my broadband bill from it. Pluxee withdrew the eligible amount from my Communication Allowance balance to the Reimbursement Wallet. I do not understand how to utilize this reimbursement wallet balance...
  19. tuhin

    Need Suggestion on Food Card

    Hi, My Organization is providing 4 Food Card options: 1. Axis Bank 2. HDFC Bank 3. ICICI Bank 4. Pluxee (formerly Sodexo) I tried Axis earlier. It was pathetic. Currently, I am an HDFC Food Card holder though this bank has stopped supporting major platforms like Zomato/Swiggy etc so planning...
  20. tuhin

    Regarding BOB Lite Account

    Hi, Recently I opened BoB Lite account. I can see my account type as BOB ADVANTAGE_0_BAL_ACCOUNT. My branch was facing issue. Seems I am little curious whether my account type is in line with BOB LITE Account or not. If anyone is having BOB LITE ACCOUNT, can you please confirm it from your...
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