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Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...

Hi, I need your review on Indian Bank service as I found their netbanking portal is looking better than other PSBs like BoB or PNB etc: 1. Branch Service quality 2. Overall server availability 3. UPI failures/UPI availability 4. Service charges 5. SMS alert/Email alert 6. Service requests...

Hi, I want to open a joint SB account with my Sister (we both are 28+). Our preferences are below: Zero balance account/women's account preferred (my sister will be the primary holder) or very little MAB/AQB Overall, good banking service Affordable service charges (Free SMS alert/Free Debit...

Think before applying for a loan from the Bank of Baroda. They simply cheated me & deducted my hard-earned money without giving any proper disbursement. Let me elaborate on my issue here: I approached my BOB Branch to apply for a home loan on 12th Sept'24. Initially, BM asked me to share my PAN...

I know many people will select SBI as the preferred one but I have a bitter experience with them, they were offering me the highest interest rates even after having good cibil score & charging here & there which is unclear. So, I am little curious about public opinion.

Recently SBI issued me a SimplySave - MasterCard variant Credit Card without my consent & approval. I was using an FBB StyleUp card & I was happy with the benefit of the Annual Fee Reversal of Rs 500 through Rewards Points Credit (2000 RP) which was making this card as virtually free of cost...

Hi, I am using Pluxee for Communication Allowance from my employer. I have already reimbursed my broadband bill from it. Pluxee withdrew the eligible amount from my Communication Allowance balance to the Reimbursement Wallet. I do not understand how to utilize this reimbursement wallet balance...

Hi, My Organization is providing 4 Food Card options: 1. Axis Bank 2. HDFC Bank 3. ICICI Bank 4. Pluxee (formerly Sodexo) I tried Axis earlier. It was pathetic. Currently, I am an HDFC Food Card holder though this bank has stopped supporting major platforms like Zomato/Swiggy etc so planning...

Hi, Recently I opened BoB Lite account. I can see my account type as BOB ADVANTAGE_0_BAL_ACCOUNT. My branch was facing issue. Seems I am little curious whether my account type is in line with BOB LITE Account or not. If anyone is having BOB LITE ACCOUNT, can you please confirm it from your...

Hi, Has anyone here who is having one BOB SBGEN Account still opened a BOB LITE account? I know this process will be offline. Only a branch can do it. Please share your experience, how did you open? How much was your initial deposit? Did you face any obstacles? Thank you in advance. Thanks

Hi, I received one Rupay BOB SD Credit Card under additional card benefit which is issued as LTF. Now, I want the Physical Variant of the same one. I read one piece of info from this TFcommunity that we need to mail them. If anyone has experienced the process, please confirm: 1. Whether the...

My dad wants to open an account for UPI. He needs a zero balance SB Account. His primary choice is PSB. Seems, our experience with SBI is not good enough hence we are thinking to open an account in BOB. There is an Account variant named B3 Account which is Zero Balance account. I believe, this...

Hi, I am looking for a Zero Balance SB A/C in PSB for UPI purposes. I would prefer Virtual DC over Physical One with Zero SMS Charge. I am already using an account with BOB. Hence, please suggest a different one. I heard that IOB -- Indian Overseas Bank is also offering the same. If anyone is...

I have several credit cards, but I am not using most of them. Recently, I have received alerts from a few of my banks that my account will be suspended if I am not using my card. Hence, I need your suggestion, on how to spend just Rs 1 to keep credit cards active.Thanks

My father has one account with my sister. Now she is facing a strange issue while creating an FD through OnlineSBI: Now we have investigated this issue further & found these points to be valid while booking an FD under 'E or S' mode: We have been facing these issues recently, earlier my...

Hi, Recently my FD matured in Bandhan Bank but the Bank is not paying me interest. They closed my FD & paid me back the principal amount but interest has been pending from their side for the last few days. Today I raised a complaint against it. My question is here if I raise a complain the...

Hi, I was Applying for AU Bank Credit Card today & found myself eligible for a Zenith+ Credit Card. I am currently working in one Indian MNC which is listed in AU Bank LTF benefit. My doubt is whether I can get the LTF benefit on the Zenith+ card or not. If anyone has applied for the same card &...

Hi, I am getting these two upgrades on my ICICI Salary Account: Please suggest which one should be beneficial for me. Thanks

I am getting an ICICI Mine Credit Card under a Pre-approved offer. I am a little bit confused about whether this card is a Starter Plan card or a 'Pro' one: Can anyone please confirm

Hi, Recently I have taken one TATA NEU Infinity card -- Rupay Select Variant. Now I am facing issues with UPI. I linked my card to Gpay. Whenever I am trying to pay any merchant, it's getting failed. The message is showing that the Transaction is getting declined by the bank. I am not sure what...