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Hey everyone, I just stumbled upon something HUGE in the world of credit cards and I had to‬ share it! There's a new card making waves, and it's looking like a serious game-changer for‬ anyone who loves getting money back on their spending. It's the‬‭ Edge+ CSB Bank RuPay‬ Credit Card‬‭, and...

Hey folks, The Scapia Credit Card is currently one of the best credit cards available in India for international transactions and domestic lounge access. However, until recently, this card was not available to existing Federal Bank credit card holders, which made many people either unable or...

Fuel purchases are one of the most important expenses in our daily lives. Optimizing fuel spends is essential to maximize rewards on overall spending. There are several ways to earn rewards on fuel purchases - such as paying via FASTag, buying fuel gift vouchers, and using them at fuel stations...

I still have most of my old phones.... A few recent ones, like the Samsung Galaxy Note 10 Plus, I didn’t exchange because it got damaged when I put it just a few centimeters into a lake water to take photos... lol 😂 I still have my last BlackBerry Z10, which still works, and even my first...

IDFC FIRST Bank recently relaunched - more precisely, revalued - its top-most flagship credit card: the IDFC FIRST Private Credit Card, effective from the 1st of this month. Let’s dive into its benefits. Charges:- Joining Fees: 50,000 + GST Annual Fees: 50,000 + GST Welcome Benefits: Club...

While most banks are busy excluding utility bill payments from their credit card rewards programs, BOB Cards has made a bold move! Starting 1st July 2025, you can earn reward points even on utility bill payments using BOB Cards. 💡 Utility bill payments (MCC 4900) such as electricity, gas...

🧒 Boys use credit cards for shopping. 👨 Men use credit cards for all their expenses to accumulate rewards. 🤠 Legends use credit cards for their businesses. 😎 Ultra Legends use credit cards to buy cars, homes, and other high-value items. ☠️ Ultra Legend Pro Max? They use reward points and and...

Recently, the official EazyDiner Twitter handle posted a rather concerning message. They publicly called out two individuals - Himesh Mishra and his friend Vivek - for allegedly gaming their system to repeatedly avail a food discount. Here's the screenshot of the tweet for reference. What...

Biggest challenges in national highway/expressway driving in India: 1. Trucks driving in the rightmost lane 2. Trucks often change lanes without using indicators 3. Even when they do use indicators, they ignore vehicles behind them - their speed, distance, etc. 4. It’s not just trucks, many...

Today, I received a few WhatsApp messages - initially about an online job. After a while, they offered me ₹120 to post a 5-star review. I posted this review on the given link: Here’s how I responded to them: By the way, here’s how this scam typically works: First, they give you a small...

Visiting Cape Town had been on my bucket list for a long time. I’d watched countless YouTube reels showcasing the city's stunning landscapes and vibrant culture. So, I finally decided to make it happen and planned my trip for May 2025, booking my flight tickets well in advance using air miles...

Axis Bank has announced a set of changes to the Flipkart Axis Bank Credit Card, set to take effect from June 20, 2025. These updates include both enhancements and benefit reductions that will impact how cardholders earn and redeem cashback. What’s New: Enhancement on Myntra Cashback In a welcome...

SBI Card recently launched a co-branded credit card in partnership with Apollo 24|7. While SBI seems to be rolling out co-branded credit cards almost every other day, this one actually looks promising. Let’s dive deeper to see if this card can genuinely offer value. Charges Joining Fee...

Cyber fraud in India has seen a dramatic rise. In FY2023, there were 75,800 cases reported with losses of ₹421.4 crore. In just a year, those numbers jumped to 2,92,800 cases and ₹2,054.6 crore in losses by FY2024. That’s a 5x increase - a sign that cyber fraud is not just growing but exploding...

Recently, a TechnoFino Community member reached out to me in distress. He’s a visually impaired credit card enthusiast who has been navigating the digital world with the help of screen readers like Google TalkBack. But after the latest update of the IndusInd Indie app, he – and many others in...

Recently, I posted a video on the TechnoFino YouTube channel where I shared how I’ve earned over ₹1 crore worth of credit card reward points in the last few years. Yes, you read that right - ₹1 crore worth of rewards, purely through smart and disciplined use of credit cards. Credit cards are...

SBI and Tata Neu have launched two new co-branded credit cards today: the SBI Tata Neu Infinity Credit Card and the SBI Tata Neu Plus Credit Card. Now, here’s the catch—we already have two Tata Neu co-branded credit cards with HDFC Bank, and these newly launched SBI cards seem to be just...

Hey TFCians, Here we are - a community of more than 50,000 like-minded individuals, discussing credit cards and banking every single day. But today, let’s get a bit personal. Let’s talk about how you started your credit card journey. This isn't just about which card you got first or what your...

Purchasing a car is a dream for many middle-class families like ours. Whenever we think about buying something expensive, we instinctively look for ways to save a little extra while spending the necessary amount. As credit card enthusiasts, we try to utilize our cards for shopping, bill...

Hey TFCians, This time, we’re giving away 4 movie tickets (to one winner) for Saturday, 19th April 2025, for a movie of your choice! 🍿 How to Participate: Share the TechnoFino Community with your friends and family. Tell them about our blog, YouTube channel, and forum. Drop a comment below...