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  1. Fini7777

    Axis Bank Introduces Mobile OTP – A Game Changer for Secure Banking!

    Sent an email to pno They disabled the mobile otp for me after 2-3 follow ups now I'm getting otp via SMS Did the same for my family accounts It worked
  2. Fini7777

    IDFC First Wealth easily approved

    Wealth . .
  3. Fini7777

    Pro Tips to Make a SBI Card Life Time Free

    Yeah 4-5 months ago but that time it was rejected
  4. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: Kotak 811 Update - Jul'25

    Date: With effect from 31-07-2025 Bank Account: Kotak811 Savings Account Update: Access to Kotak Mobile Banking App will be discontinued for Kotak811 users Kotak811 users will no longer be able to access their accounts via the main Kotak Mobile Banking app from 31st July 2025. 🔹 To continue...
  5. Fini7777

    Pro Tips to Make a SBI Card Life Time Free

    Guys.. Just now Got 100% LE on my SBI Simplyclick cc Didn't get any offer but I tried my luck, and applied through the SBI Card App, entered a random number and fortunately Got 100% LE on the existing limit
  6. Fini7777

    Pro Tips to Make a SBI Card Life Time Free

    Do This.... SBI Card App just req for card closure, They'll reach out to u
  7. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: IndusInd CC Dev - Jul'25

    Date: With effect from 01-08-2025 Credit Card: IndusInd Bank Credit Cards Devaluation Alert: Revision in Minimum Amount Due (MAD) Calculation Effective from 1st August 2025, IndusInd Bank will revise the formula for calculating the Minimum Amount Due (MAD) on its credit cards. This change may...
  8. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: PNB SA Update - Jul'25

    Date: With effect from 01-07-2025 Bank Account: Punjab National Bank Savings Account Revaluation Alert: No penal charges for non-maintenance of Minimum Average Balance across all Savings Account schemes Comments: Very good move from public sector banks, will be very helpful for low-income group...
  9. Fini7777

    International Lounge Access - Guest & Kids - Credit Cards - Discussion

    @Rkr @BVC Consider Merging this thread with https://www.technofino.in/community/threads/suggest-credit-card-for-international-lounge-access-for-kids.33719/
  10. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: Karnataka Bank SA Update - Jul'25

    Date: 02-07-2025 Bank Account: Karnataka Bank Savings Account Update: Effective Date 01-08-2025 – Major Hike in Minimum Average Balance (MAB) Requirements Comments: Karnataka Bank has revised its Minimum Average Balance (MAB) requirements sharply upward from August 2025: ₹3,000 for Metro &...
  11. Fini7777

    International Lounge Access - Guest & Kids - Credit Cards - Discussion

    YES Marquee - Guest visits allowed if age is 12 & above, ICICI E.P.M works well - Take add on cards for kids There are many other cards, but most either don’t allow add-on cards for minors under 18 or don’t offer enough complimentary guest visits to meet your requirement for a family of four...
  12. Fini7777

    Karnataka Bank new MAB requirements

    Could u please attach any relevant SS or any file showing this Change? will be helpful for me
  13. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: HDFC TN CC Dev - Jul'25

    Date: 01-07-2025 Credit Card: Tata Neu HDFC Bank Credit Cards Devaluation Alert: Effective Date 01-08-2025 – Neu Coins to Expire After 12 Months Comments: Starting 1st August 2025, NeuCoins earned on Tata Neu HDFC Bank Credit Cards will have a validity of 12 months (including lock period) from...
  14. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: AMEX Cards Dev - Jun'25

    Date: 28-06-2025 Credit Card: American Express Cards Devaluation Alert: Effective Date 25-07-2025 – Convenience Fee for Amazon Vouchers Increased Comments: Amex has announced a revision in the convenience fee for Amazon Pay and Amazon Shopping Gift Vouchers purchased via the Reward Multiplier...
  15. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: HDFC Phonepe CC Launch - Jun'25

    Date: 28-06-2025 Credit Card: PhonePe HDFC Bank Co-branded Credit Card (Ultimo & UNO variants) Update: Effective Date 26-06-2025 – PhonePe enters co-branded credit card segment with HDFC Bank Comments: PhonePe and HDFC Bank have launched co-branded RuPay credit cards—‘Ultimo’ and ‘UNO’—offering...
  16. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: YES CC Update - Jun'25

    Date: 28-06-2025 Credit Card: YES BANK Credit Card Update: Effective Date 29-07-2025 – Changes to MAD Calculation & Cash Deposit Fee Comments: Revised MAD Formula: {Total GST + EMI amount + Membership/Rental/Wallet fees + Overlimit amount (if any)} + {(Other fees + Finance Charges + 2% of...
  17. Fini7777

    IDFC Bank Account Total Freeze

    Open account via branch Declare high annual inc as per your txn pattern Or u can also ask them to visit ur home and complete the process, I did the same For wealth acc 10L IP and 10L MAB or 50L TRV is required
  18. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: HDFC CC Dev - Jun'25

    Date: 19-06-2025 Credit Card: HDFC Infinia Metal Credit Card Devaluation Alert: Effective already (confirmed via support) – Priority Pass access now limited to international lounges only Key Change: Priority Pass issued with HDFC Infinia Metal can no longer be used for domestic lounge access...
  19. Fini7777

    Devaluation, Revaluation Alerts and Regular Updates – All Latest Updates in One Place
    Threadmarks: Kotak SA Update - Jun'25

    Date: 19-06-2025 Bank Account: Kotak Mahindra Bank – Savings Account (Resident & NRI: NRE/NRO) Update: Effective 18-June-2025 – Revised Interest Rates on all Kotak Savings Accounts Updated Savings Account Interest Rates (w.e.f. 18-June-2025) Account TypeDaily Balance SlabRevised Interest Rate...
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