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No No but they freeze NetBanking/mobile banking user id if non usage of above 360days Yes Mostly Online UPI server good but PNB ONE app is very slow & NetBanking interface is very poor but feature rich Not worthy, overall banking service is not good

Bro, I am not sure, there are many people in this community are claiming RSDC from any bank where it's cheap but you can check the bank quality first. In my opinion it's a cheap bank. When I first visited their branch, my impression was like, did I visit a RRB? Employees were so horrible that...

Why? Pls share ur experience

I have an account already with them though I am planning to close it due to new MAB changes. I found this bank as neutral enough. Already stopped dc & sms alert, they didn't charge me for these services. No unnecessary calls & nothing extra perks. NetBanking/Mobile Banking is very poor here...

https://karnatakabank.com/ Written on homepage

Why this bank is the worst one?

Yes definitely! Most of the times server is not available/many other issues, not reliable at all. BOB has a delay in SMS alerts otherwise comparatively better than SBI anyway. PNBs service (online/offline) is horrible. PNB server is comparatively good but mobile app to NetBanking everything ghatia

In the era of waiving off minimum balance criteria, Karnataka Bank which is one the oldest private sector banks in India, has changed their MAB requirements from August'25. Those who were availing Rs 500 MAB facilities for SBs without cheque book, now they have to bear a huge jump. New...

Indian Banks are strongly regulated & bounded by domestic & international laws. Hence, such scam is not possible. Yes, people will start abandoning their SB accounts shortly. This waiving off is showing PSBs fear of having a major cash/liquidity crunch where people are becoming loan hungry...

I don't think any one of the above banks can offer zero AMC DC. More or less, every one of them has SMS alerts charges (mostly). I think SBI was the front runner in this race already. They have zero balance, zero sms charges even virtual dc available through YONO or OnlineSBI but others are not...

Does BOB have 35 types of accounts!!! 🧐 Do you have the lists which are not included in this list for MAB waiver?

BOB also removed yesterday late night except premium accounts. Still a few banks haven't taken any action yet on this part: 1. UCO Bank 2. Indian Bank 3. Union Bank 4. Bank of Maharashtra 5. IOB 6. PSB 7. Bank of India

Update1: Indian Bank has now declared zero MAB charges. Recently I am seeing a new race within PSBs to waive off Minimum Balance requirements. A few banks already waived off the charges as below: 1. SBI 2. CANARA BANK 3. CENTRAL BANK 4. PNB 5. BOB I may miss any other bank's name who is...

Account variant was same -- zero balance. Still they didn't charge me but I am anticipating the charges soon.

I have a Kotak811 account past many years. Today, I received a physical debit card without any prior authorisation from myself. My virtual card is going to expire in the coming months. Kotak has upgraded my virtual to physical one, I am not sure how & why? Are you facing similar kind of...

I second your opinion

J&K bank uses Infosys Finacle not TCS B@NCS, most of the banks in India are using Finacle apart from B@NCS or Flexcube etc. I already mentioned, everything depends on the IT infra. Irony is that most of the PSBs are using older version of Finacle. How can you expect good service from them? PSBs...

TCS provided the CBS, i.e. B@NCs SBI's YONO, based on the same system. Unfortunately, few banks, especially public sector banks (PSBs), are using very inexpensive IT infrastructures, so customers are facing significant trouble. I am sharing one incident with you. A few years ago, I visited a...

What I observed (though I didn't experience it yet), overall digital facilities are better than BOB/UNION/BOI. In my opinion TCS B@NCS based banks like SBI/IDFC/INDIAN BANK are having better digital facilities than Infosys Finacle based banks except ICICI/Axis etc.

Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...