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Considered as valid payment

I applied last week and got it today. When I went the staff asked to call the customer care to get it issued. I said I need the variant that can only be issued by a branch. Later they went ahead and received the application. I could see the card in app in 3 days

Apply 90 days after last rejected or application whichever is latest. There is a good chance

Even I had 21 cards at one point in time. Utilisation not greater than 2%. Only SBI rejected. the customer care told me I had too many cards. I closed some and then applied. Got it approved. Only a few banks look for over leverage. SBI is one of them and I found some had same issue with Canara...

Agree to disagree. I kept applying every 3 months. Got rejected for over leverage. After I closed some cards it got approved. My credit score was always 790+

Flipkart cashback is devalued. 4k in consecutive 3 months

DMed you . Give it to me

Interesting. I asked to lower wealth limit to 3L and they told the card will downgrade to SELECT

You can do it online via HDFC Expressway>Services>Change Account Type

Login to HDFC Expressway. Go to Services. Then change account type. It will list all your bank accounts with its type.

You don't get charged at all. Please don't confuse this as waiver.

Mine is Kiwi and SbI cashback card

Banks are playing with this. I tried to convert S B I Cash back from Mastercard to Visa. I went till customer service head. They are just giving blanket statement that it is not possible.

Im also in the same boat

I did. But I don't know if i want to upgrade

Check in Credit app

Where is the option in GPay? I couldn't find it

This was after closing as many as 8 cards in starting January

Mine. First time I reached 800

I didn't know. Does SBI cashback also qualify?