I used to have a Salaryaccount with IDFC First but I stopped using it a couple of months ago. Last week I went to my local branch to open a Savings account and deposited 3lk cheque to make it IDFC Select. I found out today that instead of upgrading the newly opened Savings account to Select...
Salaryaccount is not the major criteria for EPM it seems. An account of any type is OK as per the BMs. It's the PPOP from your relationship that they are looking for.
No, in IT companies, they ususally have some portal or some tool where you need to enter your bank account details and it will accept only those banks which have tie ups. (In some place there will be for example a drop down to choose one of their listed banks)
...in iMobile app, I can see 4 types of Family banking.
Family 360
Wealth Family
Private Family
Salary Family
As mine was opened as a salaryaccount, I cannot choose Family 360. When I select that option, it says, this facility is not available for your account.
But I can choose Salary Family...
There is no debit card issued in the SGSP Diamond account. My account is under SBI Rishtey. Can I apply debit card ( which is free under Rishtey) without issuing to the Salaryaccount ?
For existing icici salaryaccount holder (previlege) any idea what is the condition for upgrading to wealth management?
My RM says 3L net salary credit. Apart from that any other way? (Except TRV)
...is difficult. You can ask hdfc and check if they have tie up with your company . I have heard many mnc companies have tie so they give ltf cards to their employ. And you also have salaryaccount with them so you have a better chance at negotiation cause no bank want to lose salaryaccount...
As per my exp salaryaccount are not true WM account
Better open a WM account directly and use that for salary, it will get converted to WM+salaryaccount in > 3 months salary credit