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LIC HFL is not even reducing the rates, between Feb & Jun RBI reduced 1% REPO while loan rate reduced only 0.25%. RBIO not taking complaints against LIC HFL and directing to NHB. NHB is useless as it doesn't have Ombudsman system and its grievance redressal email not receiving mails. p.s. lic...

As I recently got the eterna, one noob question regarding lounge acess. I know that 40k spend needed in previous quarter for lounge acess activation. But how do BoB handle the first quarter, do I get lounge access without spends ? and also how the consider quarters - is it 3 consecutive...

As recently got the eterna, one noob question regarding lounge acess. I know that 40k spend needed in previous quarter for lounge acess activation. But how do BoB handle the first quarter, do I get lounge access without spends ? and also how the consider quarters - is it 3 consecutive statement...

when it finally loaded it was about 2 minutes since login with OTP

chrome and mobile data

yes I got the e-consent message yesterday you really have to hang tight there if page not changing, then change browser re-login etc overall took me half an hour to reach the stage where card was issued

I am also having the exact same experience as you

I am thinking of balance transfer of my home loan. Does Union have good offers ? Recently got to know there's a UBoI branch nearby.

applied half an hour ago completed vkyc successfully I tried checking status using mobile/PAN it's saying no matching application found

yes this card is dead for me now will move all my spends to kiwi

I'm new to the points/miles space and recently got this card; can you please how to get this high return ? I see 16% and 18% points from TravelOne being offered.

where are you getting the link from CRED ?

I wanna file my first RBIO complaint. It will be against LIC HFL for not passing on the repo rate cut benefits. Any suggestion from the experienced folks here before I dive in ?

what's the current consensus on BoB application? should I go via branch agent or online ?

MAB 25 K

I do but will nexteria have similar add-on benefits?

I maintain 2 savings maxx gonna try my luck

should I open a zero balance union account in the meantime to be on the safe side ?

feeling FOMO regarding this card despite thinking that this card wouldn't add much value to my existing CC portfolio