Search results for query: over leverage

But sm ppl on this community have been able to get approved despite of over leveraged. You can try.

I got good limit this time for sbi and it was >3L

intially when i applied for SBI card, it was rejected for me with over leverage... i checked , i think this forum or somewhere else and reduced my ICICI card limit from 35 L to 21L and then simply click was approved.

Currently, not issuing the 3rd card due to over-leverage. If you are lucky, you might get the 3rd card. Previously, it was easy.

...CIBIL as 2 cards no? So does that mean I should close cards only who are shows as separate?? Damn Amex also report seperately at CIBIL, even kotak too. Why some banks report cards as one and some don't?? Anyways, if someone was able to fix over leveraged issue and how, let me and all of us...

i IF i have 7 active cards,can I apply AU cards?

Chill as you got the card no need to worry about over-leverage anymore. Yes, the total limit across all card accounts. Like Axis, they report separately so I have 2.1L but in cibil it will reflect 6.3L(3 Axis cards). ICICI Gemstone Series cards one account and Apay separately. IDFC also...

yep. They do.

How to apply this SBI infinity cc? Another q, i have 7 cc of ICICI with 7L limit all combined. But in cibil the limit of each cc shows separetly, if i close 4 cc of ICICI, can I reduce my limit by 28L to resolve over-leverage issue?

I have Cibil 779 and total limit of 9 cards is 13.5 L my annual income is 6 L am I over leverage for sbi card should I apply or not ??

For over leverage will it count seperate card limit of same bank?

anyone got hsbc card after holding 10-15 cc already? or is it directly rejected like sbi says over leveraged

Do Check Out SBI Cashback via Sprint (If and only if you are not over leveraged). Just make sure the details entered are exactly matched with the previous applications. If all satisfied then its a instant card. Over usage u can request for fee waiver, anyways its almost equivalent to ltf card...

I have only 1 card from SBI and now I'm over-leveraged for them 😭

But, why should we wait for 1 year? Hdfc TNI is still available for applying in the hdfc portal, right?

hehe, I was the one who made this thread https://www.technofino.in/community/threads/anyone-got-sbi-cashback-credit-card-over-leverage-issue-fixed-lets-close-cards.37331/ and The first pic posted in that thread was posted by me only via some SBI Card guy sitting in a branch. @kuchbhi is using...

Well try for cc after closing that loan. As on now you are over leverage. If bank says you are over leverage it says this after calculating your all expenses loans cards cc etc.

I think Yes.....as the total limit in CIBIL (for overall utilization ration) adds up the limit of cards (add separately) issued on shared basis

In this scenerio try changing number & apply with the existing PAN card, if it gets approved then change mobile number

Over leveraged 😉