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Tried 3 times randomly and it came as Private all three times.

IDFC said MCC 6012 is the code for my transactions (PhonePe) and that they are ineligible.

Froom when did PhonePe CC via IDFC DC Rupay stopped rewards? I got for transaction done as last as on 14th April.

Thanks. I have already availed "Credit Balance Refund" from SBI today morning itself. Have mailed PNB asking for the same.

Update: Both SBI & PNB have reversed the annual fee + GST. Sadly, I had already paid both the bills as precaution so both CC now have -minus balance.

Have used PNB Rupay CC quite a few times last quarter and have already spends of more than 1L in SBI SimplySave. Yet both have charged 499+gst. What a bloody coincidence, both happened on the same day. 😂 Emailed PNB and waiting for their response. Chatted with SBI executive who asked me to pay...

As expected, this people have sent a Rupay Platinum DC despite the account being SB HNI. Thet did not even ask for which card is needed. Read in this thread that they will levy Rs. 413 as replacement charge for a new Rupay Select DC. Any work around to get the Rupay Select card without the...

Thanks @sachinphy @ritwik2000

I selected SB HNI while opening the account online and it is opened with this. Does someone know is it HNI or just some another variant?

Domestic ATM. This is nuts. I had no idea there are deductions like these.

What in the real F**k was this?

No, buddy. It is not about the slot. My application is not going forward stating that my VKYC photo (taken by web cam) and Aadhar photo is a mismatch.

Stuck on Aadhar & Selfie not matched since 10 minutes in VKYC. What a mess of a bank!

I showed, man. I did. But the guy pulled up this page https://www.iob.in/Ultra-HNI-SB-Scheme and said free Select DC is not in SB HNI. He didn't understand that the link he showed me has features and not what card is available. I will now open an account with video KYC. To hell with the branch.

Went to the bank to get the account opened in the traditional way as suggested by the helpful folks here. The guy at the bank says that free Rupay Select DC is not issued for SB HNI 50k. This account only has Rupay Platinum. For free Rupay Select DC, one has to apply for SB Priority or SB...

I want to open an HNI Savings account in IOB. Folks, please suggest should I opt for VKYC and digital account opening or traditional one by visiting the branch? I need the Free Rupay Select DC too.

What is the latest offer for this FY?

Got WhatsApp message to start the application. Already have Fi & Celesta CC. Applied only to get rejected at the last step.

The Tanishq app will show the plan. You will get an option within the app. The first installment you may have to pay at the store. You can use whatever card you want to pay.

I was planning to switch to IOB for Inward remittances but then a colleague has recommended Mulya. Suggestions please?