I am an undergrad student pursuing btech (last year). I got a job that pays me Rs 26500 per month (negotiated such that I don't have to pay tax). I am currently in possession of the following creditcards:
Indian Bank Rupay Select - Rs 5 lakh
SBI Prime - Rs 80k
OneCard - Rs 5.5 lakh
As per...
yeah buddy, I'm in a similar fix
My gf has no Cibil, never filled ITR, so can't get anything except secured cards
someone on another thread recently stated that add on cards on Canara gets you cibil, but can't verify myself
Where should I apply for better chance of approval swiggy app or hdfc website? My approval rate is 50-50 as I am student currently.
Note: I already have hdfc irctc creditcard and credit score of 765
Got it, can you please tell if any of these bank creditcard, HDFC, ICICI, AXIS and Indusind add on helps build credit score?
I am a student and looking to make credit history without getting any fd backed cards using my family's card by getting add ons.
Thanks
1. Regarding address I confirmed from nearest branch and Nodal office, no need to submit any proof, just our aadhar thumb is enough to change present address or we can change from our app they are saying. and nodal office also said the same just submit self declaration FORM XX ( forgot number))...
Hey folks,
I recently applied for an IDFC creditcard as I want to use it for the railway lounge at Varanasi and New Delhi. It doesn't matter which variant I get, I get same issue.
Currently, I have the Apay (VISA), ICICI Sapphiro (MC/Amex), SBI Elite (VISA), and SBI Simplyclick (VISA) credit...
If:
You've upgraded your regular SBI savings account to a Wealth account through the institutional (Insti) route AND
Obtained the SBI Elite LTF card via an Insti campaign AND
Have a pre-approved SBI Cashback offer
Then:
You might be eligible for the LTF SBI Cashback creditcard
My Experience...
I'm an NTB at ICICI Bank. I'm a student and work freelance from time to time. (9 months CH, 784 CIBIL, 3 HDFC and Kotak cards, 58K Limit). I want the Apay card but I'm pretty sure I'm not getting it without any income proof. So I thought of opening SA and they asked for 25K MAB. Nope.
1) If I...
True. Even if you are not hitting the 3L milestone, you can still recover fees and be profitable with this card with 1.5-2L spends, especially with Accor Redemption. I mean, even if you travel once a year, staying in Accor or any partner hotel would recover the fees.
Anyone using a Creditcard...
i don't have a relationship with Axis at the moment but I was looking for a travel creditcard. info: 21yo student. Flights 4-5 times a qtr are usually booked through Smartbuy. I've cards with HDFC, IndusInd, Kotak, Federal and ICICI at the moment. Also have HDFC Preferred, Indusind Exclusive...
I do have an axis account, but it's an old student account, will investing in it work?
I don't meet the salary requirements of Magnus though, but if I can get away with this card simply by keeping the MAB ~10 lakhs, I may give it a shot. But gonna loose out on some interest earning
what loopholes bro? by choosing student in the employment section amex gives mrcc and smartearn card no bro i want to know if they approve gold charge card as well
i have good credit discipline bro i have had cards for 2 years now with 100% payment history
ik ur trying to be helpful but pls...