So, I have an ICICI sapphiro LTF creditcard which I got through their alumni campaign. It is my first creditcard and now it is two months old. Since, Sapphiro LTF has a very poor reward policy, hence I want to get a new LTF creditcard of any bank. In the meantime I've got calls from banks...
I agree with almost all opinions students shouldn't be focusing on creditcards. It's for those who earn by themselves. If a student is working along with study than he can think of a creditcard otherwise its just a waste of time.
In terms of finance knowledge you don't need creditcardfor...
In Technofino where people have done 1cr FD just in hope of getting Infinia (paid) card, this is a small thing. It is mostly useful for Select benefits and for beginners/students who want to build up their credit score.
I'm a student. I was rejected for Ace via GPay in November. I opened a Liberty account a month ago. I needed an Axis cardfor an offer ASAP and chose secured MyZone LTF (16K, 20K FD) mostly because it was an emergency. During the online application (really easy btw), there was an optional...
i was offered lft icici rubyx dual creditcard via agent, as i was college student(nit). But today after my card confirmation message came, i called called customercare. They confirmed that mastercard varient is lft, but amex varient is chargable. What should i do now?
Change your account varient to savings max if you can and use the platinum debit card . This will increase your chances getting a pre-approved cc offer.
Coming to the occupation details, if they offers you a card pre-approved, 99% of the time they won't ask you any income proof.
You just put...
I used to be a sneaker reseller before joining my family business, due to a good amount of transactions in my account that started happening, ICICI offered me a Coral CreditCard with 5 lakhs limit without any CIBIL, prior loan or any income documents(was a student at that time).
I researched a...
I've a purchase coming up for which I need a Yes Bank CC to save close to 6K. Its a Yes Bank CC specific offer. I've been wanting to apply for the Yes Kiwi but Kiwi often comes with verification docs and I'm a student with no income proof. Ive cards with HDFC (1.7L), ICICI (50K), Federal (42K)...
i was offered lft icici rubyx dual creditcard via agent, as i was college student(nit). But today after my card confirmation message came, i called called customercare. They confirmed that mastercard varient is lft, but amex varient is chargable. What should i do now?
I am a college pass-out currently preparing for govt exams please recommend me a laptop under 35k... After deducting all discount I have all creditcard 😅 want quick resolution
Sorry for the correction but I think bob bro has a free debit card confirmed same with the branch and using it for about 1.2 year and in that time I have been not Charged issuance fees and renewal fees and same is mentioned on bob Website that it has no renewal and issuance charges please take a...
1. You would be needing POA to change the address, would suggest update his Aadhar to your address and do the process.(Only if your address is serviceable).
2. Most Likely, VKYC will be there.
3. If it is pre approved doesn't matter what you give, but giving student as employment is bit hard for...
@BestBanker Hi sir, I'm currently acting as the VP of student council of a Tier-1 B-school. Recently we have hosted companies like SBI, HDFC, ICICI, IDFC etc forcreditcard distribution at the campus. Just wanted to know if anything like that is possible with AMEX Cards. Are there any...
Anything can happen wrt cc. Even higher income ppl face rejection. ppl with lower income no income can be approved. Basic rule is that one needs to have good credit score and good relation with banks.
Typical Indian mindset, where everything is judged by age. I've been doing online shopping since my 8th class. I'm a student, I have Amazon pay card and Flipkart Axis card. I am managing my expenses well. My credit score 770+. I also manage my parents' creditcard.
It doesn't matter at what age...