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Search results for query: Savingsmax

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  1. A

    Best Debit Card For Credit Card Bill Payment 2024

    Axis Bank Burgundy Debit Card work on Canara Setu website for CC bill payment - https://billpe.setu.co/1428576343393568731/billers/Credit-Card MCC - 5311
  2. S

    Switch Salary account from ICICI to HDFC for better credit cards

    I can tell one definite thing, having salary account has 0 impact to get better credit card. In my case, I fought a lot with hdfc grivience, my BM, RM for infinia but didn't get it when I had my salaried account with them. I was angry and due to an onboarding offer and my ego I left hdfc and...
  3. E

    Switch Salary account from ICICI to HDFC for better credit cards

    Thank you for your inputs! I went with Millenia upgrade. Keeping salary account with ICICI and will open HDFC savings account in Q1 this year and keep some funds in FDs. Yet to figure out which expenses to move to Millenia for increasing spends on it and chance of further upgrade.
  4. cardio_guy

    HDFC "Premium Salary Account" review please

    Thanks @bhavyakjain. My Product Code is 113. So yours is like: Savings max > normal salary > premium salary. Mine is starting with normal salary. I have some questions - Is there any funding/initial balance/minimum balance required? Or is it 0 balance altogether? I believe it is based on...
  5. bhavyakjain

    HDFC "Premium Salary Account" review please

    Could you please share the product code , shown in your account statement? For me I had an existing SavingsMax that got converted to regular salary Account. The I requested to upgrade to Preferred. And then I converted to premium Salary Account. So currently I have premium Salary account with...
  6. A

    HDFC "Premium Salary Account" review please

    Really? I remember I opened a normal salary account. Then it got upgraded to Preferred and then to Imperia based on salary. Didnt do anything from my side.
  7. cardio_guy

    HDFC "Premium Salary Account" review please

    ...process is more complicated, needs paperwork etc. So they do not encourage to open salary accounts with initial funding. Instead they open SavingsMax account and then convert it to salary account later. With initial funding (for both salary and savings), you can get MAMC feature as well (My...
  8. Jhon Anand

    Has hdfc bank stopped giving pre-approved credit cards easily?

    Fyi classic banking is of no use. Preferred makes you eligible for pre-approved offers, with preferred banking you will get offers within 3 months of upgrade Edit: These are my RMs words and I agree with him after seeing situation of many account holders
  9. S

    Has hdfc bank stopped giving pre-approved credit cards easily?

    ...'if a person holds a co-branded credit card, he shouldn't be given the core credit card'). Rant: I am in the same boat. I have a year old SavingsMax account in the classic banking. For last few months, due to my negligence, the average monthly balance in the savings account has been between...
  10. cardio_guy

    Switch Salary account from ICICI to HDFC for better credit cards

    ...start charging fees on them? No. ICICI CC are not linked to salary accounts. If you want, confirm with customer care 18001080. Is it better to directly open an HDFC Salary Account or start with a SavingsMax account and then convert it to a Salary Account? Direct 0 balance salary account is...
  11. Gau₹av

    Issued multiple hdfc debit cards

    For Speciale Gold, addon holder's DC is free as per official info on HDFC website, but for normal SavingsMax I think chargeable (only primary holder's DC free). Do let us know if they take charges for SavingsMax
  12. E

    Switch Salary account from ICICI to HDFC for better credit cards

    ...my WM status, is there a risk they might close my credit cards or start charging fees on them? Is it better to directly open an HDFC Salary Account or start with a SavingsMax account and then convert it to a Salary Account? Looking forward to your insights and advice based on your experiences.
  13. T

    Applying HDFC Millennia after HDFC Biz Grow

    Kindly fill floater card application form & mail it to their chennai office.
  14. T

    Applying HDFC Millennia after HDFC Biz Grow

    ...card was processed. Now how can I apply for a second core card i.e. Millennia without closing the BizGrow one? Note: I’m a Classic banking customer, but during the time the card was approved and allotted, had a SavingsMax Regular account. Thanking you all in advance for your efforts and...
  15. thegame

    Best Debit Card For Credit Card Bill Payment 2024

    @TechnoFino can you please update this info as its been 7months now and we already had lots of devaluation so far
  16. avikrish

    HDFC classic banking help

    I see classic program has Hdfc Classic Platinum Debit card is free , Currently I have 10K MAB account with hdfc platinum debit card and using for cc bills payment to get 1% and also paying Rs750+gst fee. I have recently upgraded to clasic, 1) does my existing normal platinum debit card gets...
  17. GTSaketh

    Best bank account for 18yr old, along with credit card suggestion

    Do you mean when opening account? Because I opened Digisave and upgraded to classic. But it shows Digisave in account variant. So @Raghav2006 just make sure to open Digisave first. And then upgrade it to classic.
  18. Raghav2006

    Best bank account for 18yr old, along with credit card suggestion

    Understood, is it possible to go to the bank and ask them to open digisave for MAB of only 5k and tell to upgrade it to classic right away? is it possible?
  19. Fini7777

    Best bank account for 18yr old, along with credit card suggestion

    Yes, u can 10k for metro 5k for semi urban 2.5k for rural for regular sb acc but for digisave :5k But if u give IP of 1L they might open savingsmax and upgrade it to classic if u do not maintain 1L for more than 3 mons then they will downgrade it to standard (savingsmax) in this case u have to...
  20. Raghav2006

    Best bank account for 18yr old, along with credit card suggestion

    Understood, can do 1lac ip for Classic. After receiving kit and all, can I remove the whole amount? And how much I should still maintain for no risks. That even if it gets downgrade, I won't need to pay any penalty of any kind.
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