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Its not always true..my brother holds moneyback+ with 51k limit...they are offering him millenia upgrade with limit of 91k..

Bro don't know of the MCC code but got it through smartbuy portal .

Yes bro just now i checked after reading ur reply...it has got devalued🥺

I want to add up something...multiple times i had used swiggy HDFC CC on Smartbuy to buy train tickets in IRCTC...there as usual 5% cashback applies but in swiggy u can get 6% cashback..(5% usual+ 1% base cashback). Hope someone may find it useful. Thanks😀

Recently happened with me and got limit of 15K only.. I just raised complaint to close the card via email.... Call came from backend team but they cannot make it LTF . I told them to close the card... Then their retention team called me up and made the card LTF. And gave me two options either...

If only accuracy is the priority then I would suggest Galaxy watch 3 but if battery life also counts then its better to go with amazfit .

Today i tried ola cab ride using the card nd coupon code DIGISMART but it says invalid code.. so pls confirm whether have to apply code or not? Cz on myntra it works on instant discount without any code

Bro same happened to me nd they reveresed late charges but they also told me it will not be reflected in cibil cz of my request but unfortunately it got reported nd cibil went down from 778 to 738 in one blow ... Nd now after 10 mnths it risen to 758. In my entire cc history this is the only one...

Already there has been devaluation on lounge access of DCP( down from 12 to 8), but they have introduced BOGO offer as compensation, but its not so drastic nd strict like what they have done with the regalia.. they almost killed this lovable dream card.

That was the offering from their side.. I didn't gave any documents to increase the limit. I Guess my spending on their card may be the cause. But right now after 2 yrs of that increase its stuck at that limit and their is no LE further .

B No they will not accept that once you enter your PAN no. They will ask you to resume the application with previous phone number

They didn't increse my limit of 80k well after 10 mnths , i had given them my salary details etc still they told me its not possible within 1 yr and then i opened a savings account of AMB 10k and FD of 1.1 lkh, still that didn't help and ultimately i closed the card hoping for a better card way...

I In that case if you choose to close that card then pls contact them as most banks reverse the joining charges on closing within a few months.. hence do that then close the card.

While i had paid rubyx card for 1.5 yrs i tried using amex and MC variant seperately on BBD sale and they both offered discounts independently...so a double benefit for these card holders...

Indusind Legend has quota based offer....for time slots please refer to the terms and conditions there... Also if you have some other card of Visa signature variant like Axis Ace, BPCL octane etc you can avail 50% discount upto Rs 300 , this offer starts at 10 AM daily.

Axis airtel Axis flipkart Axis Ace SBI cashback Amazon Pay ICICI HDFC Tata Neu Infinity HDFC millenia Standard Chartered Digismart(Instant discount card) SC ultimate Indusind Eazydiner( Inst Discount & Cashback card)

Bro Bro, first thing the branch has zero ideas of their credit cards portfolio and process, go for it online...but apply after 1 year of completion of your bank account opening.

Even i tried doing the same and it got rejected while applying online....when i dig deep into their site their is a clear mention that card can now be applied after having the account for at least 1 year and then depending on the account balance one can apply for their card.

I Had applied online but after that you have print out the filled form and go to the branch and process it manually, they can at max offer you instant Rupay platinum debit card for free of charge issuance... for getting rupay select card u have to maintain high balance above 30k( i exactly...

Sadly thats the only way i know bro ..it works for the perfectly ..