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This is a great offering. I just checked on the app and I can’t seem to find anything like that. Am I missing anything?

Yeah they are getting aggressive with APR 😬

That’s a valid call-out. Even I saw that in the email and assumed (my bad) that they want folks to stay under the 30% mark. Having said that your point makes sense and probably time will tell.

Honestly kuch khaas miss nahi kara aapne haha. Try at a branch.

From what I have heard it’s not limited to wealth. Basically it applies to all IDFC credit cards. Hope this helps

I second you on this 😁

Well that’s one way of looking. I personally never take anything on EMI and ensure that I make full payment. I’m a firm believer that we should not be buying anything that we generally can’t afford (barring big purchases of course like home etc). Having said that, it’s a great thing for someone...

Well you must be few lucky ones man 😊

Happy days man!!!

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

Did you try to call RBL support?? If not I’d suggest you do that.

Thanks man! Link bhi share kar dete ya channel ka naam. Try Kara but mila nahi yaar haha

About redemption fee, I think most of us will be redeeming the points once a year so it should be fine.

Apologies. You’re right that you need to convert the points to Xtrarewards like any other IOCL co branded card. I got confused with my BOCL card where you can redeem directly by swiping the card.

Th This is the best card when it comes to rewards. You’ll love it.

The rewards can be claimed at the fuel bunk. You just need to tell the person that you’re looking to upgrade use the points against the fuel. Few taps on the machine and you’re golden. Like I said you would not be redeeming the points that frequently so it should be okay 😊

The best way to utilise rewards are by using them for fuel which can be done at the bunk. Surely it’s not a seamless process but hey you wouldn’t be doing this very frequently.

Call the bank and quote the application number. Their application process is quick and shouldn’t take this long.

Anyone tried using Tata Neu or SBI Cashback card for 5% cashback recently?? I’m planning for a long road trip and would be recharging around 8K on my Fastag account. TIA

Well I paid safe and paid via card for the first payment and got the welcome bonus