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In my experience using Axis cards or any other cards, nobody suddenly increases credit limit by 300% unless it's asked for and supported by documents, etc.. The usual auto increase is anywhere between 25-75%. So in your case, an increase from 94k to 3.6 does indeed seem to have been a mistake...

Yes sir. Was a bit late to figure that out. In any case, I was able to send the DM after 3 of my posts got admin approval.

Thanks mate. Just got promoted.

@TechnoFino how do I DM someone? Can’t seem to figure it out. @ashwink ?

Really sorry for this stupid question. I’m new here. But how do I DM you? Is it through the “contact us” option in the page footer?

@BestBanker Hi, I had applied for AMEX smart earn card as salaried. The application got stuck as I wasn’t able to provide proper documents. Thing is, I’m a PhD fellow receiving stipends amounting to 5.4 lakhs per annum. But since they’re stipends we don’t get salary slips and it doesn’t appear...